Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Shuang

Best pet insurance ever!

Best pet insurance ever! My cat chewy broke his hip and forearm one week ago, healthy paws responded quickly and have the direct pay plan to my pet's hospital. I can't imagine if I don't have pet insurance coverage! 10 stars!
5

out of 5

POSTED: | BY: Scott

Painless

Our New puppy required an overnight stay at the pet hospital which was quite expensive. We had bought insurance with Healthy Paws just a few weeks before the incident. There was no nonsense or making us jump through hoops. They paid the claim in a timely manner with updates along the way. Couldn’t be happier that we chose Healthy paws.
5

out of 5

POSTED: | BY: D.

The rare company that makes you feel like they're on your side.

When my puppy needed surgery, Healthy Paws couldn't have made it easier. They took away the anxiety of a hefty bill by preapproving and prepaying for the procedure. And they followed up several times to make sure she was on the mend. It's a real relief to know they're in our corner.
5

out of 5

POSTED: | BY: Tom

Excellent Hassle-free Service

Pet insurance is a must for an active hunter and hunt test performer. Healthy Paws has come through in a timely manner on reimbursements for injury, surgery, and cancer claims. Wouldn’t be without it.
5

out of 5

POSTED: | BY: Cheryl

Healthy Paws eased the stress!

It's been a rollercoaster of stress and emotions this week. Wednesday was Emma's birthday, and the worst day of three days of pain. Started out at her vet, took xrays and stomach was incredibly huge and distended. She sent us to a specialist for ultrasound. That completed, they suspected cancer. Adenocarcinoma or in the duodenal area. We were devastated and Emma looked awful, couldn't stand and in tremendous pain. They gave her pain meds, Cerenia and sent her home with us for surgery the next morning. Next morning, surgeon also thought cancer or mass based on image from the ultrasound. But she was too unstable for surgery and had to get her electrolytes and hydration better. Next morning just prior to surgery, the surgeon calls and says she's alert, playful, and stomach no longer distended. Seemed like a different dog. We opted to hold off on surgery and repeat ultrasound for comparison. That ultrasound was a much better view; the stomach was no longer blocking images of her organs and we could clearly see necrotizing pancreatitis, NOT cancer, but still very serious. Completely changed treatment plan and avoided surgery, literally at the last minute. She still had aggressive treatments and blood transfusion, but came out of it great. Completely scarey experience and it came out of nowhere! They literally told us it could gave been one fatty meal or something she got into. We will make some dietary and medication changes and hopefully prevent any further recurrences. Knowing we had pet insurance at a time like this wad a HUGE relief; one less thing to worry about. Within a day of submitting her claim, Healthy Paws reached out to me to ask how she was doing and to give her a hug. Not your typical insurance company! I'm so glad for Healthy Paws and your caring staff! 💕🐾 Cheryl

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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