Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Julie

When my dog needs medical care the cost is the least stress due to Healthy Paws ALWAYS being there for us!

Our gentle giant girl has been very high maintenance. Though we love her all the same. She has had several surgeries and Healthy Paws has made it so non stressful for us. We just snap a photo and email it to them and within a few days we have our claim put into our bank account. They have never questioned or given a hard time. They always check on Blossom to make sure she is okay. I highly recommend them!
5

out of 5

POSTED: | BY: Greg

The best pet insurance in the USA!

The best pet insurance in the USA!! Nothing care compare Tremendous customer service and the most extensive policy in the industry. This company really cares for you and your pet Told my vet today about the extensive policy that Healthy Paws offers. She was shocked and said and I quote. NEVER get another pet policy as that is the best policy she had ever seen!,,, If you need pet insurance, Healthy Paws is your only option
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1

out of 5

POSTED: | BY: Gary

Beware, they will entice you with low initial rates but jack you up later

I was initially happy with Healthy Paws and have actually referred friends. Now, I wish I hadn't. I filed a small claim a couple years ago and the process was easy and uncomplicated. I have not filed a claim since 2017. My Border Collie just turned 3 and this company just sent me my renewal rate which is 68% higher than my initial rate. This Healthy Paws will bait and switch you with low initial rates and then jack up your rates later so beware.
5

out of 5

POSTED: | BY: Karlen

Excellent service!

This was my first time needing to use my pet insurance and all I can say is thank God I chose healthy paws! They were so easy and helpful during such a stressful time ! Thank u so much !
5

out of 5

POSTED: | BY: Ian

So Happy with Healthy Paws

Highly recommended! My rescue dog required hip surgery, and Healthy Paws took care of 90% of the total bill. Processing a claim is as easy as uploading an image of the bill, and they followed up to make sure everything went well and that my dog was doing well. I cannot recommend highly enough.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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