Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Karen

Thanks for your concern & fast approvals!

I have been a Healthy Paws customer for about a year, since we adopted our Siberian Husky in 2019. To date he has needed surgery for a couple of different reasons, and in both cases, Healthy Paws processed my claims quickly. They checked in on my dog both times, which I am sure helps with their understanding of whether a condition has been resolved, but they do it with compassion and care. Thank you for being there for us when we needed you, Healthy Paws.
5

out of 5

POSTED: | BY: Karen C

Healthy Paws is great insurance!

Healthy Paws is a great insurance option. I have been a customer for about a year, and during that time, my dog has needed two surgeries for various reasons. Healthy Paws processed the claims quickly, and they followed up to ensure my pet was doing well. I appreciate their prompt and personal service, and they cover what they say they will.
5

out of 5

POSTED: | BY: Judy

Quick pay out, very easy to file a claim, affordable.

Healthy Paws was super easy to work with. Very easy to file a claim and Healthy Paws paid quickly. They even checked back to see how my dog was doing after his rattlesnake bite!
5

out of 5

POSTED: | BY: Kamile

Great company!

Great! Covered my dogs surgery and paid out quickly. They also checked in to see how my dog is doing. Truly a pleasure!
5

out of 5

POSTED: | BY: Ross

Best Purchase I've Ever Made

If you're doing research for the best pet insurance to get for your dog - or deciding whether to get it at all - allow me to do that research for you. Get insurance, and get Healthy Paws. Healthy Paws was the best purchase I have ever made - hands down. Rates, deductible, and what's covered are all pretty comparable but Healthy Paws is rare in that there are no annual or lifetime maximums. My dog has needed three major surgeries, and all were covered 90%; that gave us the peace of mind to go forward with what was best for Roslin without having to worry about the financial burden. Making a claim is incredibly easy and processing is lightning fast - and better yet, with each time Roslin had a major incident, Healthy Paws checked in to see how she was doing. They are an insurance company that cares, and you can see that as well in their efforts to support rescue animals. I can't recommend them highly enough.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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