Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Debbie Lieberman

Thank you, Healthy Paws!

Having a sick or injured pet is stressful and you end up facing scary decisions. I am so grateful that we had such excellent and responsive insurance. This took all the financial uncertainty and stress out of our decisions so we could focus on caring for our pup. Submitting paperwork is easy, response is nearly immediate and all our unexpected expenses were covered. Thank you, Healthy Paws.
5

out of 5

POSTED: | BY: Debbie Lieberman

Thanks you, Healthy Paws

Having a sick or injured pet is stressful and you end up facing scary decisions. I am so grateful that we had such excellent and responsive insurance. This took all the financial uncertainty and stress out of our decisions so we could focus on caring for our pup. Submitting paperwork is easy, response is nearly immediate and all our unexpected expenses were covered. Thank you, Healthy Paws.
5

out of 5

POSTED: | BY: Andrea M

Great customer service

LOVE healthy paws. I can’t say enough great things about them. My dog has been insured since 2014 when he was 2 years old. They have been with us through 2 knee surgeries and a few other vet appointments of xrays, etc. I always receive my reimbursement within 7-10 days. I’ve called a few times with questions too and they are extremely nice and helpful! They will check in with you on your pet after a major surgery too to see how it went and how their recovery is going. Really great customer service!
5

out of 5

POSTED: | BY: Sandra K. Kirk

Healthy Paws Pet Insurance is the best insurance ever!

Healthy Paws Pet Insurance has been a great blessing to us. We purchased our dream kitten from Russia, and we immediately had all the health checks done and obtained accident and illness insurance from Healthy Paws. As they say, everything can change in an instant, our “Putin” was adorable and happy for the first several months, then started to slow down and finally was in the ER due to severe constipation. A week later he is hospitalized for a week and finally they sedated him and manually removed stool from his colon. It was a horrible process; and a hospital bill of over $5,000.00. Healthy Paws reviewed the claim in a matter of days and we had our reimbursement quickly! The claim process is quick an easy, just upload the information from your home computer to the website, attach a copy of the medical records history for the first claim, and if questions; they will contact you. Unfortunately for us, the treatment was only a temporary fix, in a matter of weeks the problem was developing again, the Putin was referred to a surgeon to discuss options for surgery for Megacolon. The surgery would give our 10-month-old kitten a chance at a normal life, otherwise, it would just be repeated hospitalizations and removal of stool. Thanks to having Healthy Paws pet insurance, we were able to better afford the surgery that he needed. Putin was in hospital for a week, he had a subtotal colectomy, and a repair of a pericardial hernia, and his liver put back in place. It was touch and go for several days, but he survived, thanks to a great surgeon and facility, and our miracle baby is back and loving life! The bill was $8,200.00. I submitted a claim on Sunday night, and by Monday afternoon I got the confirmation notice that the claim was processed, and by Friday I received the payment so our emergency fund could be replaced. I highly recommend anyone looking for Pet Insurance consider Healthy Paws. The service was impeccable. Get the insurance when your pet is young and be prepared for the unexpected. If not for this insurance we would have had to put our sweet baby down due to the large expense! I plan to be a customer for the remainder of my pet’s life. Job well done Healthy Paws!
5

out of 5

POSTED: | BY: Sandra

Best Insurance Ever

Healthy Paws Pet Insurance has been a great blessing to us. We purchased our dream kitten from Russia, and we immediately had all the health checks done and obtained accident and illness insurance from Healthy Paws. As they say, everything can change in an instant, our “Putin” was adorable and happy for the first several months, then started to slow down and finally was in the ER due to severe constipation. A week later he is hospitalized for a week and finally they sedated him and manually removed stool from his colon. It was a horrible process; and a hospital bill of over $5,000.00. Healthy Paws reviewed the claim in a matter of days and we had our reimbursement quickly! The claim process is quick an easy, just upload the information from your home computer to the website, attach a copy of the medical records history for the first claim, and if questions; they will contact you. Unfortunately for us, the treatment was only a temporary fix, in a matter of weeks the problem was developing again, the Putin was referred to a surgeon to discuss options for surgery for Megacolon. The surgery would give our 10-month-old kitten a chance at a normal life, otherwise, it would just be repeated hospitalizations and removal of stool. Thanks to having Healthy Paws pet insurance, we were able to better afford the surgery that he needed. Putin was in hospital for a week, he had a subtotal colectomy, and a repair of a pericardial hernia, and his liver put back in place. It was touch and go for several days, but he survived, thanks to a great surgeon and facility, and our miracle baby is back and loving life! The bill was $8,200.00. I submitted a claim on Sunday night, and by Monday afternoon I got the confirmation notice that the claim was processed, and by Friday I received the payment so our emergency fund could be replaced. I highly recommend anyone looking for Pet Insurance consider Healthy Paws. The service was impeccable. Get the insurance when your pet is young and be prepared for the unexpected. If not for this insurance we would have had to put our sweet baby down due to the large expense! I plan to be a customer for the remainder of my pet’s life. Job well done Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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