Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Vickie

I love the confidence I have knowing if my pet has a health problem I can assure they have the best care quickly and affordably.

Andrew is doing FANTASTIC! His knee had to wait 2 months due to Covid and all his other joints were getting sore from the offloading. He is feeling so much better ALL OVER! He would chase the ducks already if he was allowed, but he has 7 more weeks on the leash. Thank you for such rapid processing of his claims as during this time it was crucial to be able to cover his fees right away.
5

out of 5

POSTED: | BY: Vickie Schultheiss

Andrew is doing FANTASTIC

Andrew is doing FANTASTIC! His knee had to wait 2 months due to Covid and all his other joints were getting sore from the offloading. He is feeling so much better ALL OVER! He would chase the ducks already if he was allowed, but he has 7 more weeks on the leash. Thank you for such rapid processing of his claims as during this time it was crucial to be able to cover his fees right away. I ALWAYS recommend Healthy Paws!
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4

out of 5

POSTED: | BY: Veronica Cuellar

My favorite thing about healthy paws is…

My favorite thing about healthy paws is how quickly they process claims. They process quickly and payout quickly. Submitting a claim is super easy too. You can take a screenshot or picture of your invoice and upload on the app or the website. It's seamless and they have covered almost everything that we've requested including: medications, laser treatments, vitamins, blood tests, fecal tests, x-rays. The only reason I don't give them 5 stars is because the premium has increased twice in the 2 years that I've had the policy.
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5

out of 5

POSTED: | BY: ROSA

Caring, Easy, Quick

my pet had a major surgery and I can not say enough great thins about Healthy Paws Insurance. it was easy to file the claim and it was processed with one day. the peace of mind this gave me in order to concentrate on the health of my pet. I would recommend this carrier hands down. they not only processed and paid quickly they also checked in on my pet to make sure he was recovering. Paws up to Healthy Paws
5

out of 5

POSTED: | BY: JAVIER

Easy claim process - good coverage!

One of our cats suddenly developed a urinary track blockage and we had to bring him to vet emergency. Our insurance covered 80% of the cost, no questions asked! The process was very simple; our vet filed the paperwork; Healthy paws also requested our cat annual vet records and then the claim was approved. They stayed in touch during the process. I am very satisfied!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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