Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Margaret Stoltzfus

140% Premium increase. Here is an email I received from them…

Here is an email I received from them today increasing my insurance 140%. I have been with them for 8 yrs and had only one claim and that was this year for a payment of $1700. What a bunch of crooks. Healthy Paws Pet Insurance Policy Anniversary Hi Margaret, Thank you for being part of the Healthy Paws family. We look forward to helping you care for Faustor (Sam) Van Noort in the years ahead! Your Healthy Paws policy provides ongoing access to the best veterinary treatments available, reimbursements based on the actual vet bill, and unlimited lifetime benefits. To continue to offer these great benefits, your monthly premium will Increase for the policy period beginning in 60 days as shown below. Your rates never increase for filing a claim. In addition, the wording on your policy will change. The changes are described in the document entitled "Claims Process Endorsement Communication," which you can find in the link below. Policy Information • Protected Since: 07/13/2012 • Current Monthly Premium: $96.47 • New Monthly Premium Starting in 60 Days: $234.72 Manage Your Policy You may adjust your policy options to lower your monthly premiums while keeping the same great coverage. Manage Your Policy » Click Below for Policy Documents:
5

out of 5

POSTED: | BY: Matt G

Love HealthyPaws

Gave us great, honesty and speedy service. Very fair and all as expected when we've made claims. Strongly recommend.
5

out of 5

POSTED: | BY: Chantel

Healthy Paws makes it so much easier to get my dog the care she needs.

My dog has a very sensitive stomach and is on a prescription food. She can go weeks and be perfectly fine, and then suddenly, we are in the ER for pancreatitis or something almost as bad. It's always a dramatic change, and it's extremely stressful because we can't always pinpoint what happened. But having pet insurance has made a huge difference, and Healthy Paws has responded quickly to every claim. I can take a photo of the receipt with the itemized lists of treatment/tests, and I usually just upload from the car before we even leave the office. In the three years we've had our dog, we've *always* met the yearly deductible and monthly fee, so she's clearly a dog who needs insurance. :) Healthy Paws has given us the ability to care for her quickly and without worrying too much about costs.
5

out of 5

POSTED: | BY: Susan

Worth every penny

I adopted two kittens and was contemplating getting pet insurance, everyone I spoke to was so happy they did, I was going to put it off and wait until the kittens were older but then I pulled the trigger after reviewing several companies and what they offer. Healthy Paws has been great, one of my kittens was not doing well and a range of tests were needed, hospital stay... needless to say our kitten has diabetes so he will need a lifetime of care. Thank goodness I got the insurance, they covered everything under my plan, yes I had a deductible and a 20% copay, but when I think about what it would have cost without the plan, I would have been paying off care credit for years.
5

out of 5

POSTED: | BY: Hannah

Fast and efficient

So grateful to have this insurance! Saved me a pretty penny and have me a lot of peace of mind when my pet was sick. Not only was the claim process quick and easy but I got my reimbursement in an efficient manner as well. Plus the staff checked in on us after our vet visit to make sure all was well.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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