Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Marc F.

Heathy Paws came through again and…

Heathy Paws came through again and fast! We submitted invoices for a recent TPLO surgery (2nd one – opposite leg) and we were reimbursed the following week; the process was quick (Upload invoice – that’s it – easy), get confirmation and in process, then approval notice) all in about a week – before the credit card bill even came in. It’s a comfortable feeling knowing that when the big decisions come in for our pets; Healthy Paws helps with that otherwise expensive decision and one less stressful thing to think about.
5

out of 5

POSTED: | BY: Hannah

Best decision we made

We were uncertain if getting pet insurance would be worthwhile, and also which insurance to go with. After having Healthy Paws for 3 years, we couldn’t be happier with our decision. The company is very fast at processing claims and the money has always been in our bank within a week of submitting the claim. The customer service has always been great and they seem to care about my dog. I feel confident knowing that my pup can receive the appropriate medical care when necessary, without money being the determining factor on whether or not he can receive the care he needs. Pet insurance is one of those things you hope you never need to use, but sure are glad you have it when you do! Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Hannah

Best decision we’ve made

We were uncertain if getting pet insurance would be worthwhile, and also which insurance to go with. After having Healthy Paws for 3 years, we couldn’t be happier with our decision. The company is very fast at processing claims and the money has always been in our bank within a week of submitting the claim. The customer service has always been great and they seem to care about my dog. I feel confident knowing that my pup can receive the appropriate medical care when necessary, without money being the determining factor on whether or not he can receive the care he needs. Pet insurance is one of those things you hope you never need to use, but sure are glad you have it when you do! Thank you Healthy Paws.
5

out of 5

POSTED: | BY: TAMMY

Healthy Paws is an AWESOME pet insurer and I HIGHLY recommend them!

This insurance company has been really easy to work with and the claims process is fast!
1

out of 5

POSTED: | BY: Dan

I am close to cancelling this…

I am close to cancelling this insurance. My rates have increased $10/month in 1 year for a 2 year old dog with no claims paid out. The first claim was cancelled due to lack of information. When I finally got in touch with someone they said that they were so back logged that they found my information they claimed they never got and reinstated the claim. Just for it to be denied anyway. Then the second claim I put in....guess what??? You need more information. Three....yes, three emails of me sending the "more" information you supposedly need and I keep getting the same email from you saying you need more information. I have sent it THREE times!!!!!!!!!! I pay you alot of money for you to be incompetent and inefficient. Why am I paying you when I pay all my own claims out and have to chase you around!!!! Policy number 697957-1

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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