Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Robert Aldebol-Hazle

Easy, cost-effective, and it actually works

I've had Healthy Paws Pet Insurance for my dog since she was a pup--going on 5 years now. Customer service is very responsive and easy to work with. Claims are VERY easy to submit (you just take a picture of your vet bill and submit--that's it) and reimbursement has never been an issue. I've never had a claim denied, never had to argue with HP over anything, never had any issues. The only catch is that over the life of your pet and its policy, your premium will slowly increase. But even so, one covered emergency visit/overnight hospitalization will basically allow you to break even. If your pet is unfortunate enough to suffer multiple health complications, the policy will pay for itself and then some. Highly, highly recommend for any pet owner that doesn't want to have to weigh the cost of care versus the well-being of their pet.
5

out of 5

POSTED: | BY: Melissa

Easy process, and came in handy

My doberman ate a sock and it was stuck for 2 days. My bill came to over a thousand dollars, I'm sure glad I had this insurance to help pay most of my bill. It really comes in handy to use, vet bills add up quick! -Melissa
5

out of 5

POSTED: | BY: Kelly Leon

Awesome company ,great people

I can’t say enough great things about Healthy Paws. They have great rates, terrific coverage choices and the claims process is easy with quick resolution! Our dog had to have emergency surgery and the first email I received from them told me not to worry about my claim, take care of my pet. They put me at ease about the finances and gave me the time I needed to help my baby. They also sent a follow up email to check on my pet. I love this company! True care and compassion. I wish there were more companies and employees like this in the world. Thanks Healthy Paws!!!.
5

out of 5

POSTED: | BY: Tersia

Best insurance for animals.

Healthy Paws are fast in processing clams and issuing checks.
5

out of 5

POSTED: | BY: CATHY

Thank God for Healthy Paws

A simple urinary infection turned out to be bladder stones that required surgery. Good thing for insurance or my pet would have suffered. Healthy Paws processed claims quickly and efficiently.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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