Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lila Murphy

Peace of minds in difficult times.

I have been with Healthy Paws for 10 years and I am grateful for their service. The ability to focus on my dog’s and recovery instead of an invoice is priceless. My claims experiences have been easy and checks were issued rapidity. Their costumer service staff truly cares about the health of your pet.
5

out of 5

POSTED: | BY: Betsy

Within 7 business days, I received a check ...

After researching Pet Insurance companies and asking around to my friends, I decided on Healthy Paws Pet Insurance for my adopted rescue dog-Harry. Six months after adoption, when Harry was just under 2 years old, I went on a cruise. While at sea (with no wifi or internet), and Harry with a pet sitter, he ingested things he should not have while she was at work. After excessive vomiting and diarrhea, she contacted my daughter who rushed him to the vet, and then on to the vet hospital. After emergency surgery, the vet bills came to over $3,900.00. I got home from the cruise to these insurmountable bills. I contacted Healthy Paws immediately, first through my app, and then via email. They asked for copies of the bills and a history of his vet visits (have this at hand) which weren't many for Harry as I only had him a month. I spoke with their rep on the phone once and he was understanding and helpful in explaining my benefits. Within 7 business days, I received a check paying 80% of the vet bills (minus my deductible and the $40 initial vet visit which is not covered in your insurance). Thanks to the vet for saving Harry's life! Thanks to Healthy Paws for making it possible for me to be able to afford to save my dog's life! Betsy F.
5

out of 5

POSTED: | BY: Lisa Gervasi

The very best out there!

I love Healthy Paws Insurance - they are hands down the best out there. Claims are very easy to file - just upload your receipt. I have never had a problem with them in 3 years. They even emailed to check on my baby's health after he had an emergency procedure. You can't go wrong with Healthy Paws - Best decision I ever made!
5

out of 5

POSTED: | BY: Kathy

If only this insurance covered humans too !

I am very happy with this insurance and the customer service I have received from them over the years. Most especially, the prompt and efficient updates after I submit a claim. There are no surprises - meaning they cover what they say they cover and do not find some loophole not to cover. I've used them for about six years now and one of my dogs was sickly and eventually passed. So I could say i've had a lot of interactions with them and found each experience as pleasant as it could be. I would definitely recommend Healthy Paws to pet owners.
5

out of 5

POSTED: | BY: Katherine Ciarletta

Too bad this insurance doesn't cover humans!

I am very happy with this insurance and the customer service I have received from them over the years. Most especially, the prompt and efficient updates after I submit a claim. There are no surprises - meaning they cover what they say they cover and do not find some loophold not to cover. I've used them for about six years now and one of my dogs was sickly and eventually passed. So I could say i've had a lot of interactions with them and found each experience as pleasant as it could be. I would definitely recommend Healthy Paws to pet owners.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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