Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: MARIE YELAVICH

Direct Payment Option Made Everything Easy

I would recommend Healthy Paws to anyone after my latest experience. I had to take my cat for diagnostic testing, which included a CT scan, bloodwork, and a biopsy, and if I didn’t have pet insurance I simply wouldn’t have been able to afford his treatment. Healthy Paws also worked with my vet to make a direct payment so I was only responsible for my portion of the bill up front. Even if you aren’t concerned with your pet’s health now, this is a great way to prepare for the unexpected.
5

out of 5

POSTED: | BY: Betsy Forshey

Within 7 business days, I received a check ...

After researching Pet Insurance companies and asking around to my friends, I decided on Healthy Paws Pet Insurance for my adopted rescue dog-Harry. Six months after adoption, when Harry was just under 2 years old, I went on a cruise. While at sea (with no wifi or internet), and Harry with a pet sitter, he ingested things he should not have while she was at work. After excessive vomiting and diarrhea, she contacted my daughter who rushed him to the vet, and then on to the vet hospital. After emergency surgery, the vet bills came to over $3,900.00. I got home from the cruise to these insurmountable bills. I contacted Healthy Paws immediately, first through my app, and then via email. They asked for copies of the bills and a history of his vet visits (have this at hand) which weren't many for Harry as I only had him a month. I spoke with their rep on the phone once and he was understanding and helpful in explaining my benefits. Within 7 business days, I received a check paying 80% of the vet bills (minus my deductible and the $40 initial vet visit which is not covered in your insurance). Thanks to the vet for saving Harry's life! Thanks to Healthy Paws for making it possible for me to be able to afford to save my dog's life!
5

out of 5

POSTED: | BY: Suzanne

Fast processing

I am so pleased with the ease of filing a claim for my dog that was attacked by a coyote. I’ve had One other pet insurance policy and it was so stringent I knew Healthy paws was the only insurance I would ever own again.
5

out of 5

POSTED: | BY: Navid Davani

Excellent pet insurance, chose them after a ton of research.

I did all the research to choose a Pet insurance for my 3 rescue's and after careful consideration, I chose healthypaws. It wasn't just about price, but also service, and their involvement as stewards to help other animals. I'm grateful for their phenomenal service with my Pug Gus, and also Frankie and Pablo who have also had visits that healthypaws reimbursed for. It's a great benefit to get pet insurance, but more importantly, it's something your pet deserves, and will give them a healthy and longer life. Without healthypaws, sometimes people have to make sad decisions they normally wouldn't have because of the financial consequences. healthypaws gets rid of that problem, and it's such a relief to have that sense of peace and security. THANK YOU healthypaws! Me and my guys love you!
5

out of 5

POSTED: | BY: Navid Davani

healthypaws brings me and my dogs a sense of peace and security

I did all the research to choose a Pet insurance for my 3 rescue's and after careful consideration, I chose healthypaws. It wasn't just about price, but also service, and their involvement as stewards to help other animals. I'm grateful for their phenomenal service with my Pug Gus, and also Frankie and Pablo who have also had visits that healthypaws reimbursed for. It's a great benefit to get pet insurance, but more importantly, it's something your pet deserves, and will give them a healthy and longer life. Without healthypaws, sometimes people have to make sad decisions they normally wouldn't have because of the financial consequences. healthypaws gets rid of that problem, and it's such a relief to have that sense of peace and security. THANK YOU healthypaws! Me and my guys love you!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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