Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Karen

Your support was wonderful

So easy to submit the claim. Very fast response but best of all was the customer representative that helped me through this process and the ability to get Myck the best care which saved his life. Thanks Dr Bassham. Dr Guoan. And Jaye from Healthy Paws
5

out of 5

POSTED: | BY: S

Why didn't I get this sooner?!

This Healthy Paws policy is the first pet insurance I have ever owned. I recently submitted a claim on my 5 year old Malinois who suddenly didn't want to eat or play anymore. This required x-rays, blood tests, ultrasounds and lab tests. Filing the claim couldn't have been easier...click on a link and upload the bills. Later that same day I received an email that the claim had been received and was being processed. Two days later another email that the claim was complete. Two days later a reimbursement check in the mail. A day or two later a follow-up email checking on how my dog was doing and wishing her well. I wish my own health insurance company was as efficient and caring!
5

out of 5

POSTED: | BY: nck nck

Healthy paws is absolutely phenomenal

Healthy paws is absolutely phenomenal. There claims process is super quick easy and reimbursement is sent extremely promptly. I find the app to be wonderful and extremely simple. My dog has an unexpected knee injury resulting in surgery and claim was submitted processed and check was sent. Exceptional insurance. I’ve never had pet insurance and after dealing with healthy paws, would never not have insurance. They’ve made everything such a pleasure. I could go on and on. They’re truly spectacular.
5

out of 5

POSTED: | BY: Dayna

Healthy Paws is awesome!!

We love Healthy Paws! They are great to work with, completely reliable, reimburse quickly and are nice folks to boot. They are really great and I cannot recommend them highly enough!!
1

out of 5

POSTED: | BY: Dee

The worst!

I have had pet insurance for years with another company and because of their reviews I changed. What a mistake!! I had a Doberman that was diagnosed with kidney failure. It took forever to get his er visit paid. They want all kinds of notes that vet's don't do. As my vet said I'm done I'm out of the insurance business. I supplied them with by bill, codes and the notes that were available on the file. It's been a month and I still have not been paid on my puppies death. I always upload all forms and add notes to make it simple. I have spent hours on the phone with customer serve and they are nice but NOTHING gets done. Horrible! I cancelled my other dogs and went back to my old company that this would have been paid in 3-5 days .

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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