Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 1,790

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 2.3
  • 1.5
  • 4.9
  • Count
  • 3
  • 44
  • 1,790

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Sara Vogel

My refund was processed promptly and I…

My refund was processed promptly and I received exactly the amount I expected. I am glad to have Fetch Pet Insurance. It has already paid off.
1

out of 5

POSTED: | BY: Dan Greenberg

We have been insured with fetch for…

We have been insured with fetch for many years. We have made 1 or two claims in the past. We made one large claim for our cat this year and you jacked our rate up so high in response that it is borderline unaffordable. We can’t switch insurers because this will be considered preexisting. So we are stuck with an unaffordable policy. This is not insurance if you just jack up the rate to make all your money back within a year each time there is a claim. You should rethink your way of doing business. It’s not the right way to treat long time customers.
5

out of 5

POSTED: | BY: Heidi Riggs

We made a claim on medication for our…

We made a claim on medication for our cat and it was easy to do and fast to get reimbursed. We are very pleased with the insurance
4

out of 5

POSTED: | BY: Pabloh Kaufmann

Had an overall great experience

Had an overall great experience. Customer service was helpful if needed and relatively simple to process claim on the app.
5

out of 5

POSTED: | BY: Consumer

Reliable Company

I’ve had a couple claims with Fetch. They process claims quickly & pay quickly. They were for minor medical issues, but I never felt the company was trying to figure out how not to pay like many insurance companies seem to do. We haven’t had to deal with a major medical issue with our 2 year old Westie (and hope we never do), but we’re very happy with Fetch so far

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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