Fetch | Pet Insurance Review


out of 5

Number of reviews 165

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.3
  • 1.4
  • 4.9
  • Count
  • 7
  • 51
  • 165

Updated: November 13, 2023

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 370,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit No enrollment fee – cancel anytime. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Sandrea Metzger

After going through the stress and…

After going through the stress and worry about my dog’s surgery, it was such a relief to have Fetch Pet Insurance. Submitting my claim was easy with no hassle and I was surprised to be reimbursed for a large portion of my bills seven days after submitting it.

out of 5

POSTED: | BY: Lori Clelland

This is a great company

This is a great company. I adopted a dog from a shelter in 2012 and immediately purchased insurance for him, because our recently-deceased, beloved family dog had contracted four types of cancer, none life-threatening, during his 13-year lifetime, which required more than $25,000 to treat. This company was then called "PetPlan," and I'm happy to report that they do everything they promise to do: fairly and quickly consider claims, and make payment exactly as outlined in their terms. I'm very pleased with my 10+ years of experience with this company, and would highly recommend them to anyone who wants the peace of mind knowing their beloved animals can receive the medical care they need without causing bankruptcy for their humans.

out of 5

POSTED: | BY: Mary Dewes

My young pup had a botched neutering…

My young pup had a botched neutering and was put on antibiotics. He was allergic to them and started vomiting and having diaharrea We had to rush him to the Emergency Vet ...the swelling at the surgery site along with holding nothing down , we were really afraid . This is where having pet insurance can bring so much peace of mind . My pup was treated and now doing very well .We filed our claim and within 5 days the reimbursement was in our bank . No fuss , no bother just processed quickly and efficiently ! I doubt you could find a Pet Insurance as great as Fetch !!!!

out of 5

POSTED: | BY: Chris

Fetch IS reputable and so far my go to insurance plan!

People always worry about claims being paid, not by Fetch! My baby Jessie the Olde English Bulldogge, best stubborn loving dog ever tore her ACL. She had her surgery, still recovering. Fetch holds up. Easy claim submission and I got reimbursed before my credit card payment was even due. THANKS FETCH for being reputable!!

out of 5

POSTED: | BY: Karen

Very timely reimbursement and great…

Very timely reimbursement and great communication of status.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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