Fetch | Pet Insurance Review


out of 5

Number of reviews 2,372

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,372

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Therese

Excellent service

Ky answered all my questions and was very compassionate with our situation with her elderly dog. I appreciate everything she did.

out of 5

POSTED: | BY: Claudia Titus

Easy process to submit a claim

I submitted a claim a day after my dog was sick. I received a check about 3 weeks later. The process was easy and I was kept informed throughout.

out of 5

POSTED: | BY: ardalan benam

bad experience

bad experience. The agent was not helpful resolving my issue. My claim got refused because they mention that my pet has precondition. but as much as I told them the precondition is completely different they seem they don't want to understand. I wouldn't recommend fetch to anyone else.

out of 5

POSTED: | BY: Dawn

Good coverage

Good coverage - they cover what they say they will. Only negative slow processing time

out of 5

POSTED: | BY: Sarah G


Ky, the representative that helped me was excellent! Very easy to talk to, helpful and professional! Love her! SHE GETS A 5 STAR REVIEW!!!!!!! Fetch does not though........to many things to notate as to my frustration with this company and once my pets pass, I will not be using them for future pets. This company is NOT AT ALL what they used to be. Very disappointing!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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