Fetch | Pet Insurance Review


out of 5

Number of reviews 2,197

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,197

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Bruce Holte

Thank you for hiring such great representative

Thank you for hiring such great representative she was fantastic, kind,caring,friendly,and knowledgeable. you have the best pet insurance. Thank you, Bruce and Tami Holte

out of 5

POSTED: | BY: Kelly Bean


I have been trying for the last 6 days to contact a live person at Fetch - I am calling during live phone hours - yet another announcement says they are closed. Meanwhile I have 2 claims just sitting stating they need more documents - I called them quite a while ago when their phones were working, and it was confirmed that they indeed found what they needed within the documents they already had - and that the claims would be processed. WELL…..it is not happening - and no one has been answering the telephones. I would like someone from the company to call me. MATTER RESOLVED - SATISFIED. THANK YOU! CHANGED FROM 1 STAR TO 5 STARS.

out of 5

POSTED: | BY: Ann Sandifer

Laura was the person who helped me.♥️

Laura was the person who helped me.♥️. She was very friendly, professional, and knowledgeable. I appreciated her patience with me because she helped me for over 45 minutes, and worked until she resolved my issue. She was AWESOME!!♥️♥️♥️♥️

out of 5

POSTED: | BY: Mark Aprahamian


Kelsey resolved my issues and clearly detailed the reasons.

out of 5



I was paying close to $70 a month for over one year and had over $1000 in vet bills and when I signed up with Trupanion, they pitched a 90% payout for claims. What they didn't reveal or clarify was that their $250 deductible would apply to every claim even though most of my claims were for the same issue ongoing issue! TRUPANION is a disingenuous horrible company to deal with. I am new with FETCH and they already reimbursed on a claim as well as saving money on the monthly cost with better coverage. Fetch's deductible is a one time deductible for the whole year while Trupanion deductible is for each and every claim and that is how they avoid paying for claims!! DON'T WASTE YOUR MONEY WITH TRUPANION!! GO FETCH!!!!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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