Fetch | Pet Insurance Review


out of 5

Number of reviews 2,010

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,010

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Jennifer Emley

Fetch makes it super easy to send in…

Fetch makes it super easy to send in claims and are quick to respond back.

out of 5

POSTED: | BY: Kathy Cobleigh

Found it difficult to download med records

Difficult to download records. Questions are confusing

out of 5


If I could do over, I would have gone a different route

I would not recommend this insurance for anyone considering it with a new pet. - they base YOUR yearly payment on the health of pets FROM YOUR AREA. They increase your monthly payment by $20/month without warning. I started out paying $37/Month 8 years ago. Now I pay $80 - having that I paid about $57 as of last year… you can see where I have a problem. This increase came with zero warning to me. Sure my dog had some arthritis related issues but as of today she hasn’t needed anything big at the vet, no surgeries or anything like that. So.. do with that info what you want. I’d definitely gone a different route if I could.

out of 5

POSTED: | BY: Shari Villani

Always there when I need it

Quick reimbursement and very easy to use app

out of 5

POSTED: | BY: Epifania Santos

Fetch insurance owner friendly The claim process is user friend

The claim process is user friendly and easy. They process the claim fast and with direct deposit is real convenient. The notices and follow up is admirable!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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