Fetch | Pet Insurance Review


out of 5

Number of reviews 165

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.3
  • 1.4
  • 4.9
  • Count
  • 7
  • 51
  • 165

Updated: November 13, 2023

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 370,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit No enrollment fee – cancel anytime. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Juli Chikaraishi

Very helpful and friendly

Very helpful and friendly

out of 5

POSTED: | BY: Jim Bramblett

Better than expectations

After having some substantial Vet expenses with 2 of our Fur Babies(tens of thousands), we decided to take out a policy on our new baby, Lucy Lou. We were looking to soften the expense of another catastrophic event. When Lucy was 6 YO, she was having blood in her urine. She had a persistent UTI and they found a mass in her bladder. The cost of surgery was almost $5,000. Fetch reviewed the case and approved everything. The money was in my account within 10 days. I love Fetch, hope I never need to use them again, but at least I know I'm covered.

out of 5


After alot of research I am thrilled…

After alot of research I am thrilled with FETCH. There are alot of choices and by my experiences I know I made the right one. I would never own another pet, or could I, without insurance. There is no more putting off sick visits hoping they will resolve themselves. It is a piece of mind

out of 5

POSTED: | BY: Beth Guajardo

This has been an easy and seamless…

This has been an easy and seamless experience. The explanation of benefits is better than any human insurance I’ve used! The direct deposit is quick and easy.

out of 5

POSTED: | BY: David Ireland

Submitted 2 claims for my dog a month…

It took 7 weeks to get paid for my dogs 2 claims and at least a dozen phone calls and emails. I am canceling my 2 policies for my dogs,because it's easier to just pay your bill and get on with your life,no stress.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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