Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 166

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Pamela

Amanda

Amanda, was very helpful, caring with helping us choose the best policy. She took her time and understanding to make sure our pups will get the best with Fetch Pet. We are happy to make the move to Fetch Pet for our furbabies.
5

out of 5

POSTED: | BY: Michelle

Amanda went above and beyond with…

Amanda went above and beyond with helping us pick the best insurance coverage for our pups. She made us feel comfortable and made sure to answer our list of questions. She made it easy for us to join the Fetch family.
5

out of 5

POSTED: | BY: CC

Josh was super helpful and was able to…

Josh was super helpful and was able to assist me with what I needed.
5

out of 5

POSTED: | BY: Christine L

Very impressed with Amanda's efficient…

Very impressed with Amanda's efficient and professional help!
1

out of 5

POSTED: | BY: Lora Turner

Misleading, Terrible Insurance for Older Pets. Wellness is Not Worth It.

If I could rate Fetch zero or even negative stars, I would. The only type of client that could possibly have a grand time with Fetch is one with a brand new kitten or puppy that has yet to see a vet and has no known health conditions whatsoever. Older pets, even if just rescued/adopted, will rarely have successful claims as they likely have records of some kind of condition that Fetch will reject from review outright. It's very easy to sign up with Fetch, but also very easy to not find out what classifies as a pre-existing condition. Gingivitis? Your dental cleanings won't be covered even with their Wellness add-on (which barely covers anything). What kills me is that this is a very treatable condition, namely in the early stages, but they will reject your claim if gingivitis was recorded in any previous records before your policy starts. Sorry for wanting to make sure my cat was healthy and had a vet for emergencies after rescuing/adopting him because he had no records? What even is the point of dental coverage if they don't cover general cleanings with or without gingivitis? Complete waste of money. They might as well be UHC for pets. Guaranteed to reject your claim so they can keep profits. We may have paid for the year already, but we will be cancelling our plan immediately after realizing Fetch is a waste of time and so much money. I highly recommend looking elsewhere or putting those payments into your own emergency account - might as well fund coverage ourselves if we're going to be forced to pay up with useless insurance policies.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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