Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 153

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
3

out of 5

POSTED: | BY: KJ

Love the quarterly payment option…

I really like the flexible payment options. But their app is a bit glitchy and I'm not a fan of being told that I NEED to take my pet to the vet.Also you have to go above and beyond to get every document from your vet as Fetch seems to not believe you...in my experience it takes awhile.And it takes even longer for your claim to be approved. One of the things I've noticed (after starting up a new policy) is that they've added a "wellness add on". I'm VERY disappointed (and a bit angry to be honest) that the prices have gone up (just a bit) and that we're actually getting less for our money now. So annual checkups and exams don't count unless I pay you more? Not sure how long I'm going to stick with this company. I used them for years (when they were known as Petplan and a bit after the brand change) and then cancelled my last policy. (Long story). Honestly pet insurance is one of those things that's good to have but it's like car insurance: you're most likely not going to need it for yearssss. In the meantime you'll be parting with an arm and a leg. Better safe than sorry but I'd advice you to look. Also remember that you're being reimbursed: which means you have to come up with whatever money you need first and then try and get some back through your insurance.(I was with Trupanion as well and they're excellent. The only reason I came back to Fetch is due to my history with this company and flexible quarterly payments). So yeah. My experience with this company is a bit of a mixed bag. It is a bit of weight off my shoulders to know that my dog is covered though
1

out of 5

POSTED: | BY: Brian Sarling

Received a bill from Fetch because I didn’t reach the deductible. 10 years of insurance. Zero Claims

I don’t as with Fetch insurance for 10 years. My Corgi/Sheppard cross is as healthy and receive all of his vaccinations. I made 1 claim when he died suddenly at an animal emergency. The cost of cpr and intubation as well as medicines. Cost - $263. I submitted and learned that I didn’t meet the deductible. I had already paid the vet and the animal emergency. I revisited a bill for $263 from Fetch pet. I would NOT recommend them. I would remind you that this is a faceless corporation that does not care about your pet and its well being. These people are heartless. Worst experience at the worst possible time.
1

out of 5

VETERINARIAN: Mountainside Pet Emergency

POSTED: | BY: Brian Sarling

10 years / no claims. Dog died and Fetch sent me a bill because I didn’t meet the deductible

At just over 10 years my corgi suddenly fell ill. I was able to get him to a pet emergency where they worked on him for 40 minutes. Sadly, my corgi / Aussie Shepard cross passed away. I had made no precious claims and regularity paid the monthly bill. The cost of intubation, medicine and cpr was $263 which I paid. Then after I submitted the bill for reimbursement. Fetch took 3 weeks and sent me multiple notifications that they needed more time. Upon their decision I was quoted a cost of $263 to be paid to them because I did not reach my deductible of $750. A BILL!!!!!!! This is a faceless corporation. All of the feedback customer reviews are from only satisfied customers. Don’t fall for it. This is a faceless corporation. Don’t use them. Save your money. Over time those $50/month will offset any big vet bills. Don’t make the mistake I made.
5

out of 5

POSTED: | BY: Jeena Gabriel

New policy for Bobo

I was having trouble setting up online and Joshua helped me set up my policy for Bobo, my pet and overall was a smooth process. Thanks 😊
1

out of 5

POSTED: | BY: Vanessa Vuong

IF I COULD GIVE 0 OR NEGATIVE STARS I…

IF I COULD GIVE 0 OR NEGATIVE STARS I WOULD. I PICKED THE MOST COMPREHENSIVE COVERAGE AND PAYING LOADS OF MONEY FOR INSURANCE AND THEY ARE NOT REINBURSING ME BECAUSE IT WAS BEFORE THE WAITING PERIOD? IT WAS FAR PAST THE WAITING PERIOD WHEN I GOT MY VET WELLNESS EXAM AND LATER WEEKS WENT ON AND DISCOVERED MY CAT HAD ISSUES NOT PRESENT ON THE WELLNESS EXAM AND THEY CALLED IT A PRE-EXISTING CONDITION? SCAMMERS!!! NEVER USE THIS INSURANCE. TAKE YOUR MONEY AND BUSINESS ELSEWHERE. NOT ONLY DID THEY NOT REIMBURSE ME, THEY TOOK 2 MONTHS TO RESPOND TO MY CLAIM WHEN THEY SAY IT WILL TAKE UP TO 2 WEEKS. COMPLETE WASTE OF MONEY. WASTE OF MONEY AND UNETHICAL

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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