5
out of 5
POSTED: | BY: Lois
Excellent Service
My claim was deposited with a week of being submitted. Great service!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Judith
Embrace is AMAZING!
Embrace constantly surprises me with their attention to detail, personal customer service and vast competence. They are consistently reliable and I always receive reimbursement checks much faster than expected. I tell everyone I know how wonderful Embrace is. The peace of mind that comes with knowing Embrace will reimburse exactly what they say will be covered is something you cannot imagine until you are in an emergency situation.
If you are a pet owner, the question is not IF your pet will have an accident or injury but WHEN. And, WHEN it occurs worry about your insurance coverage is not what you need.
I changed addresses and the check was returned to Embrace. They made sure I received my check at the new address. I didn't even have to contact them about it. AMAZING!
Take care of your pets AND your mental health - sign up with Embrace.
5
out of 5
POSTED: | BY: Rachele
Responsive and quality service
Embrace service has always been prompt and responsive. Claims staff have answered my email questions within 24 hours and are always polite. This is our first pet and our first experience with pet insurance. We're glad to know that he is in good hands. So far, so good!
5
out of 5
POSTED: | BY: Suzanne
Very impressed!
I couldn't believe my claims (the first I ever submitted) were processed so quickly. I had our dog neutered & a Lyme vaccine within 6 weeks of each other. No questions asked when I simply faxed the claim form I filled out with the vet's receipts. They even sent me emails telling me when it was receive & was being processed & then I got the check in about a week. I got an email today making sure I got it! The only other company I get service like this is LL Bean!!
3
out of 5
POSTED: | BY: Denise
Wellness Dollars
The Wellness dollars come in handy. I suppose the amount I pay extra for them equals the $200 reimbursement or very close to it, however it is handy having it there to0 claim back some $s to go for other doggies expenses.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.