5
out of 5
POSTED: | BY: Kathleen Sanchez
Fast Reimbursements.
I have both Wellness and Illness/Emergency Policies. On both, the reimbursements have been accurate and very quickly paid. Thank you Embrance!
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ruth
Such a good decision
Our 2 YO Lab ate a sock (not his first time; probably not his last time) that became an obstruction (hopefully the last time!). He needed emergency abdominal surgery requiring an overnight stay at the clinic. He seemed well on his way to recovery, but a few days later his condition worsened to the point where he required another emergency overnight stay with the vet for IV fluids and monitoring. He eventually bounced back and is 100% fine. Embrace accepted all claims immediately and processed 3 out of 4 of them within a few days. The last claim took longer because they needed more information from the vet, but it too was acceepted at the full benefit. We are so thankful to the vet for taking care of our dog and to Embrace for offering this affordable service to assist with unexpected emergency costs.
5
out of 5
POSTED: | BY: Jodi Kimizuka
Great Customer Service
We have been with Embrace for about 5 years and have never been disappointed with their fabulous service. This a wonderful company and we couldn't be happier.
5
out of 5
POSTED: | BY: Liz
Great choice
We have two new puppies and this wellness plan is great. We took them to the vet on 02/24 and faxed in the claims and they have already been processed and our money will be in our bank account by tomorrow, couldnt ask for more
5
out of 5
POSTED: | BY: Jeff
Never own a large pet without insurance
Embrace has made dealing with our pets illness so much easier it is so hard to deal with a sick pet especially when you have large bills and embrace has been a lifesaver thank you I highly recommend embrace
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.