5
out of 5
POSTED: | BY: Jennifer
Awesome service, and love the coverage !
Wellness claim, handled promptly and happy with the service.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sarah
Couldn't do it without you embrace!
I have two dachshunds, and for anyone that knows the breed, knows they come with a laundry list of ailments they're prone to. Although my boys have - few pre-existing conditions which are not covered(and I am fine with this because I knew it was the way of things before enrolled) I still have had not one problem getting our claims reimbursed. In fact, one of our dogs seems to have something every other month wrong with him, and we would not be able to keep up with the bills and the care for these guys without embrace. Aside from the claims, the customer service is out of this world, and communication is that of no other company I have encountered thus far. I was previously enrolled with another company who I always had issues with specifically in the claims department and I switched to embrace and have not been let down yet. I have even recommended embrace to other family members - Thanks for kicking butt embrace!!!
5
out of 5
POSTED: | BY: Phyllis
Cannot beat Embrace for their excellent service
Once claim was sumitted, Embrace prosessed in a very timely manner. Excellent service and extremely happy with the quick response.
5
out of 5
POSTED: | BY: Birgit
Great Insurance
Coverage is great. We only selected insurance for illness not wellness. Embrace was the only company that would cover ortho problems for our Bernese Mountain Dog. claims are processed very quickly and accurately.
5
out of 5
POSTED: | BY: Lyn
So thankful for Embrace
We are the fur-parents that had to treat a boxer-mix for lymphoma two and a half times….without insurance. Ouch.
Since that little guy passed, we decided to get insurance on our two elderly dogs (one adopted as a puppy and the other adopted at 8yo). We are now treating two dogs with hip dysplasia (rimadyl, Adequan), incontienence (Proin), ear necrosis, gingival hyperplasia (twice resected), and now immuned-mediated hemolytic anemia with a possible adrenal gland tumor. Whew! Luckily Embrace has come through and has really helped us provide the best care for our dogs.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.