Embrace | Pet Insurance Review

Embrace has been a lifesaver for me in dealing with my rescue dog's non-healing corneal ulcer. While the claim was initially denied, their decision to accept the claim appeal based on my vet's analysis was very fair and since then they have paid every line item from every invoice, responded quickly and compassionately to all my questions and pre-certified Boca's surgery. I was even able to make arrangements for the insurance to pay the vet directly. My first claim payment was direct-deposited into my bank account nine days after submitting the invoice (all the rest of the pre-surgery charges went toward my deductible). I really don't know what I would have done without the insurance and will always consider it an essential part of pet guardianship. You just never know what can happen - I considered Boca my "low-risk" dog and so put her on a high-deductible plan, and ended up having a multi-thousand dollar claim within the first year. I'm so thankful that I was able to make treatment decisions for her without feeling constrained by finances.

my little girl she is 10 years old had some eye problems after the doctors visitation -they did some exam,tests and give us medication for home, i send the claim to Embrace but because of my deduction on the ins. they refund only 20% of the amount of $237.00 that was only $ 42.00.I was not very happy because they say that they refund 80% but after the second visitation to the vet after giving us a medication again and found a small pus under her skin and cleared the bill was $ 100.77 i send the claim immediately and this time i received the %80 from the bill which was $77.00.Thank you Embrace insurance for helping us to take care of our baby's.

Embrace is an organization of integrity and promises kept. Whether it is the Medical coverage for our now 4 year old Gordon Setter or the Wellness policy, we see it as an investment of value. They respond promptly and as promised in the policies. We always have confidence in their commitment. Amazing!

This was new to me....raisins are bad for dogs. What is also new to me is pet insurance. However, Embrace came through and I must admit I was 100% satisfied.

I have had Embrace for 6 different dogs over several years. Embrace helped us take care of our precious 2-year old St. Bernard who unexpectedly developed a rare form of cancer to give her a good quality of life to the end. Now, Embrace is there for us as our 4-month old basset hound puppy developed pneumonia and has an internal liver shunt. She is responding well to treatments so far and is expected to have surgery to fix the problem this summer once she is older and closer to full grown. Embrace customer service and communication is awesome! Embrace reponds to claims and questions in a timely manner! Embrace's coverage options are great and claims are easy to file! I insure all 4 of my dogs because with the help of Embrace I can provide them with quality care, quality of life, and in my basset hound puppy's case Embrace is helping me save her life!