Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chanelle

Saved my pup! Love Embrace!

I would not have been able to afford the testing my pup needed to find out why she was starting to fade at such a young age! She turned out to have addisons disease and with her treatment program is gaining more energy and health everyday! I hope we can enjoy as much time together as possible, but I dont feel it will be anytime soon! I will always use embrace from this day forward! The costumer service is kind and very timely, they are very fair and compassion and the process of submitting claims is fairly easy. Thank you embrace!
5

out of 5

POSTED: | BY: Kelli

Best Pet Insurance

When I got my saint bernards I knew I had to have pet insurance for them. I looked around, and asked around, and Embrace seemed to be the way to go. I am so happy I did, because one of them I found out has hip dysplasia and she is 10 months old. She also has returning urinary infections. Embrace paid the claims within 3-4 days. The customer service is very friendly and helpful. All I have to say is Thank you Embrace, You are the best!!
5

out of 5

POSTED: | BY: Andrea

Puppies are expensive!

We adopted our puppy at 12 weeks. We were lucky he was already fixed and had his first set of shots. Unfortunately he had mange and still needed several shots. The repeat vet visits really add up and Embrace insurance has been great responding to the claims. I'm really glad we got the extra routine care. I honestly couldn't be happier.
5

out of 5

POSTED: | BY: Paula

Awesome !!

My 7 year old dalmatian had injured her left rear knee slipping on the ice. I tried rest, and conventional methods to no avail. She needed surgery and medications. The entire cost was covered minus my deductible. I am pleased my Coco us doing well, and thank Embrace for their very efficient and effective service allowing me not to worry about getting surgery that my dog needed.
5

out of 5

POSTED: | BY: Thomas

Has saved us money in vet's bills.

Our two year old leonberger cracked his molar by gnawing on a knuckle bone. I opted for a root canal rather than extraction because of his youth. The vet bill was $2100.00. Embrace sent me a timely check for $1648.00. Knowing he was covered gave me peace of mind with my decision to opt for the root canal. We are extremely satisfied with Embrace Pet Insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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