Embrace | Pet Insurance Review

I cannot speak highly enough of Embrace. I switched from another pet insurance company after doing a little more research and found that Embrace not only gave me the most for my money but has been wonderful to work for. I love the annual deduction, that applies to all claims, not just per incident. Their response to claims have been very quick and they provide written responses from their team with itemized breakdowns of what was covered. My 3 year old Golden got into some chocolate over the Holiday Season and Embrace helped me not have to worry about the financial issues of going through that hard time. Again, I can't speak highly enough of this company and their professionalism, ease of use, and pricing.

My vet faxes the claims but many times Embrace does not seem to receive them. Recently they faxed 2 claims (separate dates). Embrace responded with one claim number so I wrote back and questioned the vet and also questioned Embrace as to whether they had indeed received both claims. Embrace assured me they had and then I received a response for only one claim. I had to contact Embrace again for the second claim and ask my vet to refax the 2nd invoice again. This has happened repeatedly in the past. My vet is very efficient. I love Embrace insurance and am usually very happy with the service but I would like to see this communication improved.

I'm so glad I chose to insure my dogs with Embrace. I feel confident I can give my dogs the care they need with less monetary stress thank you all.

This company takes your premium and and then after you go to a vet the first time they investigate the health of your dog. my dog had an issue for diarhea beginng in Aug. my dog had this happen two times in her 7 years. they claim it was a preexisting condtion. they also said there was a lot of them and MAYBE THEY WILL REINSTATE AFTER 6 MONTHS.they also took a refund for vet services and put it my deductable. there many people complaining about copany. check you better business beauro

Hi, I am Thelma, a 7 year old Cocker Spaniel. I am thankful my mommy and daddy got Embrace for me because I now have fresh breath, the antibiotic treatment prevented needing any extractions, and I am skin tag free. I look and smell FAB. I am a bit large and in charge, but Embrace assures me this is temporary and they are even helping with my diet. I have lost 3 pounds. Forms and reimbursement are simple and fast since North Penn Vet helps us with the process. And now, my brother Newman's review. Mom and dad got smarter over the years. Unfortunately, I a mix breed and 13 years old, too old for full coverage. But fortunately, mom and dad love me so much thay do not mind paying for whatever I need. Embrace Wellness helps, too. Although, Embrace was purchased too late for an old dog like me to have Embrace cover the recent cyst removal or my 2X daily insulin shots and eye drops, arthritis supplements, cataract surgery or lens implant; Embrace fully explained and we expected these things not to be covered by Embrace when we joined. Embrace did pay to clean and extract teeth on an old dog like me. Deciding to do both the cyst removal and teeth at the same time made the process so much easier. My parents would not put an old dog like me under anesthesia, just for a teeth cleaning, for fear it would be too risky. But the cyst had to come off so the Wellness part of Embrace made it easy to decide to do the teeth while the cyst was removed. Now my organs are protected from infection via tooth and gum disease. I am looking mighty fine without that cyst, my breath is great. I am glad I have a mommy and daddy who love me and got wiser with age so they got Embrace for Thelma while she was still so young.