Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jimmy

Embrace is a lifesaver.

My 8 year old blue healer went in for a routine check up and after a sonna gram it was discovered he had a mass on his spleen and adrenaline gland both were removed by surgery and he made a full recovery thanks to embrace I did not have to worry about the cost of his medicial expenses.
5

out of 5

POSTED: | BY: Eva

So Grateful!

We have been incredibly pleased with Embrace. We were so thankful to have such complete coverage when our dog Tashi tore her ACL and needed surgery. It gave us a peace of mind to know we could make the right decision for her without having to take finances into account. I am glad to report she is healing well and back to her active self! We couldn't be happier with Embrace and the quality of service they have provided us.
5

out of 5

POSTED: | BY: ann

glad I did it

on the urging of a friend, I bought Embrace pet insurance Dec 2014. At the time all pets were healthy. Unfortunately three developed illnesses in 2015, and Thank Goodness I have Embrace. Even with a high deductible I still got significant payment back
5

out of 5

POSTED: | BY: Jean

Wouldn't Be Without Embrace!

My Sadie is a 4 1/2 year old German Shepherd Dog with health problems which have cost a lot of money. Without Embrace Pet Insurance, I don't know how I could have kept up with her ongoing care. Embrace has been fantastic - they are in constant communication with me regarding Sadie's many vet visits. Their direct deposit into my checking account is quick and their Explanation of Benefits is so easy to read. Thanks, Embrace!
5

out of 5

POSTED: | BY: Karla

Embrace is Great!

Embrace is so easy to work with - they're customer service is consistently great - good attention to detail, thorough, polite and helpful. I've insure our dog Stella with Embrace for the past 6 years and we just added our new kitten Biscuit. The team I've worked with made adding another animal easy - they gave great advice regarding different coverage for different needs, saving me money...
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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