Embrace | Pet Insurance Review

My dog recently had MPL surgery done by an orthopedic specialist. When I asked to fill out the claim forms, he advised my that in his experience, claims for the type of surgery my dog had all always declined. The surgeon had only had experience with VPI. 7 business days after filing my claim, I received an email from Embrace saying my claim had been approved and my check is in the mail! I paid out of pocket a total of 2540.00, and Embrace paid for all but 400.00!

I have a french bulldog 9 months old and have had good experience with claims and coverage. They did want to exclude nausea and vomiting for a yr due to one incident he had had prior to coverage, but my vet and I appealed it and they reversed the exclusion. Most claims reviewed quickly, but did have one that fell thru the cracks at their end, but this was rectified with a call from me. I did lots of research and this Co provides the most comprehensive coverage and they have integrity, are NOT a rip off, they are good. I recommend them highly. I have 10K coverage a yr for $49 a month, and have already had claims paid that will cover ALL my premiums for all of 2015.

I have had 6 dogs over past 35 yrs but never had pet insurance until. So glad to have it, esp for the wellness segment. My girl is 14 yrs old and so thankful to have her covered....just never know about life & health. My boy is 9 and most curious & fun guy. Just want to hang on to them as long as I can....love them so. Both are healthy & active & loving. Want them to stay that way. Thanks for the Wellness Plan.

Embrace stood out from the many other companies that I researched. The plans covered many of the items that could be needed. I think having a yearly max pay out versus a lifetime cap is a real benefit.All my contacts with them are handled very well and done in a professional manner.

In the short amount of time I have had embrace, it has been great. My dog had some serious injuries almost immediately after signing up and instead of heckling me to avoid paying out for health care, they were very anxious to ensure I was covered for what was needed. Claims are extremely simple and payout is very fast. Truly a top notch company and business model to ensure customer loyalty and satisfaction.