Embrace | Pet Insurance Review

I have achieved my dreams of adopting a Toy Yorkie. After reviewing the many dog insurance policies out there, I chose Embrace. The ease of submitting her first routine claim was covered at 100% per the annual policy. I immediately received an email acknowledging the receipt of our claim and that they were working on our refund. Approximately a week later, I received a text that my check was on my way for the full amount. Also, I like having the option to have it directly deposited into my checking account. I think I picked a winner in Embrace.

I enrolled both my chihuahuas in the Rewards Plus plan and the best part is that I was able to use my insurance right away with no waiting time (for wellness). So far I have gotten back way more than I was expecting. I'm skeptical of pet insurance but Embrace is slowly changing my mind about them. So far my experience has been great. I wish they were a little quicker with the claims but they are relatively fast!

I have sung their praises before but I feel a need to do so again. Embrace is, by far, the best insurance company I've ever dealt with, of any kind. No matter how conscientious of a dog companion you might be, and no matter what perfect shape they're in or how you take care of them medically, some huge expense will eventually happen. This can break a family and make them choose between their rent payment or the appropriate treatment for the dog... with Embrace you don't have to make those horrible decisions. They pay 90% of your vet bills, provide wellness and dental care, for a reasonable annual fee. I have gotten my money back more than 20 times what I paid for it. Even my vet practice is completely sold and recommends Embrace exclusively now! Give it a try.

The customer service is top notch. Quick to get back to you and polite when doing so. I can be a bit too much at times, but the staff is always polite and considerate. Language of the disclosures are not "too legaleez" - I can understand the language. That carries a lot of weight with me. I like it when documents and disclosures are simple to understand.

Thought this would be good to have for a puppy...but it turns out, so little it covered of their routine care, even with the routine ryder, that it just isn't worth the hassle to save maybe $25 / year. I won't recommend this insurance any longer.