5
out of 5
POSTED: | BY: Mary
Limping dog
Great service. Quick and efficient. Caring and patient staff who are very. Professional. Embrace really cares about animals and their owners
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathy
great customer service
This is my first experience with pet insurance. After many years of being pet owners, we recently adopted 2 rescue dogs. Not knowing backgrounds of the dogs, we thought it might be a good move. One of our dogs had some minor health problems from the beginning which were considered pre-existing, but by the time we had our first annual physical and the wellness exam was covered, I felt it was a good thing. Then our 2nd dog came down with some serious issues which will take considerable time to treat. Embrace has been responsive to all communications and quick to reimburse claims. We realize we made a great choice with Embrace.
5
out of 5
POSTED: | BY: Stephen
Excellent one of a kind pet health insurance.
I love this pet health insurance. I am so glad I have it. Does what it says and is very convenient!! Go with Embrace!Super quick claim service, with direct deposit. The best out there!
5
out of 5
POSTED: | BY: Barbara
Great Customer Service-Timely Payment
With 5 dogs (3 are insured with Embrace) it seems like someone is always needing vet care. Embrace has been great about handling the claims and pays in a timely manner. Communication with this company is fantastic!
5
out of 5
POSTED: | BY: Amy
Love Embrace!!
We have had Embrace Pet Insurance for 8 years now and it was one of the best decisions we ever made. We have claimed big claims each and every year and have never had any issues putting a claim through. Just two weeks ago my dog tore her ACL and had a $3K surgery. It was so nice knowing we didn't have to stress about the cost knowing we had insurance to back us up. Seriously the best and they will cover congenital conditions that other companies like VPI will not.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.