5
out of 5
POSTED: | BY: Sara
Good Insurance
Embrace was quick to respond, easy to work with, and attentive to details.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alan
Continues to Impress
I have never had a problem with Embrace. Claims are paid promptly based upon your actual vet bill. They never nickel and dime you.
5
out of 5
POSTED: | BY: MJ
I'm keeping Embrace!
I came across Embrace Pet Insurance at the OC Pet Expo and signed up for a free trial thinking I wouldn't keep; so many people have told me that pet insurance is a scam.
We had just rescued our dog and were new to all the dog options.
During our Embrace trial, our dog got very sick, woke up one morning throwing up. It was so scary and we took her to the vet right away. The vet bill was around $600 after scans and medicine. I called Embrace to ask them if her medical bill would be covered. I was expecting some run around and a denial. To my surprise, they said "YES"! I couldn't believe it.
I filled out some very simple paper work and they walked me through their simple process. Each time I called, someone very nice spent time answering my questions and walked me through all the steps. After the $300 annual deductible, I received a check for $110.
I'm keeping Embrace. It's worth it! It buys me peace of mind knowing that I can take the best care of our dog and not stress out over vet bills if she gets sick or hurt. I like a company that practices good customer service.
Thank you Embrace for offering this great service and for pulling me over at the OC pet expo to have me sign up for a trial! I'm grateful and am happy to let others know.
5
out of 5
POSTED: | BY: Eve
Wonderful Company!
A couple years ago I purchased Embrace insurance knowing I would eventually run into high expenses for our great dane BooBoo. BooBoo was diagnosed with osteosarcoma, it was devastating but the Embrace representatives made the whole oncology care and claims process bearable.
As a professional healthcare worker I have high expectations of the medical field including the veterinarian field, the Embrace team went over and beyond their duties and certainly beyond my expectations.
We lost our beloved BooBoo but thank you Embrace team for making this devastating process a little easier.
5
out of 5
POSTED: | BY: Jean
Wonderful pet insurance
My doberman has been treated off and on for 2 years now because of chronic shoulder tendonitis.if I didn't have this insurance, he couldn't go to the physical therapy each week, twice a week. He's on the mend now, and I am very grateful that the reimbursement checks come in a timely fashion. I tell everyone about your company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.