5
out of 5
POSTED: | BY: D.R.
A Must Have
I have health insurance for my family why wouldn't I have it for our puppy too?It is fast and easy my vet files the claim and I wait to get paid.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Phyllis
Worrisome bumps!
My pet started getting a bump on her skin. I took her to the Vet and she took it off saying not to worry. It was something I might have waited on except that I have the greatest insurance! I am so glad to have piece of mind.
5
out of 5
POSTED: | BY: Lou
Embrace is the Greatest caring company we ever dealt with.
To all the great people at Embrace . Thank you for being a great company in this day and age who actually cares about their clients and pets and always responds when we need them.
5
out of 5
POSTED: | BY: Pat
Never go without Pet insurance and make it EMBRACE
About4 years ago we had to put our wonderful, much loved German shepherd/husky to sleep because of cancer..he was 13 years old but because he was just like part of the family, we had decided to do whatever we could for him. They did surgery on him which cost us 4,000 out of pocket and even though we held out hope, he only lived 3 months more after the surgery.We were aware that it may not cure him, but we had to try.One year later we adopted a dog out of the aspca who was only 3 months old. After going through what we did the last time I decided I would only have another pet if I could afford the insurance.We chose Embrace insurance from the beginning and haven't been sorry since! It is the best thing we could have done for our puppy, and for ourselves. We adopted a 3 month old husky/shepherd again, who was playful and energetic.But when he turned 18 months old we noticed he was lame in one leg. We took him to the vet and after x-rays he was diagnosed with bilateral hip dysplasia. He has since had to be on daily medicines and routine 6 moth lab work, and at some point he will need hip replacements. Embrace was extremely good at covering everything they said they would allowed in our plan. What a great help this has been! We receive our refund very promptly and if I ever have any questions I call their offie and am always treated with a friendly courteous voice. The BEST thing I could have done for our dog Loki is to cover him with Embrace pet insurance. I know in the future surgery will be necessary, but we can rest at ease because we have EMBRACE helping us through t!
5
out of 5
POSTED: | BY: Elizabeth
Great customer service! Awesome insurance!
I have a Great Dane that is always having issues, embrace has been a life saver. He was just diagnosed with a spinal issue and the coverage made it possible to get diagnostic work done. Best pet insurance around!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.