5
out of 5
POSTED: | BY: Frances
I am pleased with Embrace insurance
fractured jaw and scratch eye
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carl
Mastiff Valley Fever
I never owned pet insurance for an animal. I took the plunge with our Mastiff, since the expenses can get overwhelming. Embrace has been a pleasure to work with on this claim and prior claims. No hoops to jump through, just some quick paperwork and the process works as advertised. There is a peace of mind knowing our friend and family member can be cared for if a tragic situation arises. Good communication and friendly staff.
5
out of 5
POSTED: | BY: Bridgette
Great company, awesome service!!!!
I have been an Embrace policy holder for 4 for almost a year now. We have one puppy that seems to be the 'problem' child when it comes to illness, regardless, he is worth it and Embrace has helped each step of the way to ensure that each claim is processed in a timely manner. I cannot say enough about the Embrace employees, each has been extremely helpful and responsive to all questions. Love you guys/gals!!!!
5
out of 5
POSTED: | BY: Elizabeth
Best insurance ever!
My 12 year old kitty had a sprained leg due to being in a car accident. Submitted the claim and within a week received reimbursement for 80% of the bill. I've had other pet insurance and Embrace reimburses the most! I highly recommend this insurance!
5
out of 5
POSTED: | BY: Kirsten
Excellent as always
My chocolate lab needed surgery to remove a rock he ate. The rock got stuck in his intestine(s), and actually perforated his bowel. This is the 2nd time in less than 2 years that this has happened. With both of these instances, and every other claim we have filed with Embrace, the service has been second to none. I recommend Embrace to everyone who has a pet. Covering my 4 dogs was one of the best decisions I have ever made concerning them!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.