Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet Miller

Great Service, High Quality Company!

I have been with Embrace for about 6 years and am completely satisfied with their excellent service. I have 2 dogs and have had some high bills for each. Embrace either pays 80 or 90% (depending on what type of insurance you've selected)of all the bills promptly. I love that I can go to any vet of my choosing. I have had no problems with Embrace, only high quality service. I will be continuing with Embrace for as long as I own dogs. I like that you can customize your plan, that's a nice feature. Feels good to have peace of mind with a great insurance company.
5

out of 5

POSTED: | BY: Susan Cunningham

Love it!

I am so glad we bought this when we brought home our puppy, Fili. He is a mischievous little thing, and the insurance has saved us! Thank you.
5

out of 5

POSTED: | BY: Lisa Iorio

Professional service, great reimbursement

I purchased EMBRACE pet insurance for both my kitties and love it! Everyone is very professional and are quick to reply with any potential issues. The claims are easy to fill out and submit and the reimbursement checks arrive quickly! I would highly recommend EMBRACE to other pet owners :-)
5

out of 5

POSTED: | BY: Bob Penhallurick

The best insurance for your pets

This is the second company I have had pet insurance with. I have to say that the customer service and coverage is the best I have experienced. I have recommended Embrace to numerous people. Their claim process is simple and the check is always received within 7-9 days.
5

out of 5

POSTED: | BY: kathy Jo

so glad we insured with Embrace

our dog tore her ACL 1 week after the orthopedic coverage kicked in. We thought for sure they would give us a hard time. After they reviewed the claim and saw our Rottie never had trouble with her back leg we received our check within 2 weeks. It made it a happy holiday at our house since we did not have the 2,000 to cover her surgery. Thanks Embrace. You made it a Merry Christmas
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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