Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Raf Polo

A satisfied customer

Rio is my almost a two-year old Labrador Retriever. He suffers from Panosteitis, an inflammation of the bone, a condition that he will outgrow as he gets older. Occasionally Rio has a lame issue with his front legs. It is heartwrenching to see an otherwise healthy handsome dog limping along. Embrace has been working with me and his his Vet to help Rio finally outgrow this painful condition. Embrace is a professional animal health insurance company. They do a thorough vetting of your pet's health history. They have your back in helping your pet get back to a 100% healthy condition. My experience with Embrace has been outstanding. I highly recommend Embrace to any pet owner. I think you will be as satisfied with their attention to detail and support as I am. Rio' dad
5

out of 5

POSTED: | BY: Daryl F.

claim response

My dog Douglas's wellness claim for teeth extraction, cleaning, and meds, as well as his annual vaccinations were all covered and handled in a very timely manner. If you are anything like me, shopping for pet insurance is mind boggling, checking what is covered and how many poor reviews or complaints a company has had would turn anyone away, however, Embrace has proven itself above and beyond my expectations concerning being a worth while investmate for my dog. I highly recommend, without reservation, this company. How much would you pay for peace of mind and your pet's future well-being? I truly believe Embrace can deliver both.
5

out of 5

POSTED: | BY: Toni Sudduth

Great Company

I have two English Bulldogs -- nuff said! Embrace pays my claims without drama and promptly. I am so greatful I have this insurance.
5

out of 5

POSTED: | BY: Jenny Fonseca

Incredible service

My first experience with a pet insurance was complicated and to be honest very stressful. With Embrace is not only simple but they explain everything so carefully it was a joy. Even the emails are friendly and caring. The wellness plan is a plus. Thank you.
5

out of 5

POSTED: | BY: ZS

Relief

When our 1.5 yr old Aby started limping around, (when he moved at all!), not eating & became hot and shaky to the touch my husband and I were terrified. We wanted the best care for him possible and quick. Embraces responsiveness made getting that care promptly a reality. We are so grateful to have our sweet, sassy, playful and HUNGRY Aby back!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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