Embrace | Pet Insurance Review

When I hear the word 'insurance', my eyes glaze over, I get nauseous, dread future billing 'issues' and ultimately put my fingers in my ears and say, 'lalalalala-I can't hear you!'. Thank the heavens that this old dog CAN learn new tricks because Embrace changed all that for me. Their prices are competitive, their coverage is amazing, their reimbursement is quick and painless and their guest service far exceeds all expectations. They have provided constant security for myself and my cats' health(Alex and Runtly). I only have one complaint: neither of my babies has been awarded 'Pet of the Month' . Hmmmmm-I'm not sure why. One of these days it will happen. I guess I should consider submitting them; this may just be the crucial step I've forgotten.A lighthearted joke in a health insurance review? You KNOW Embrace must be incredible(they are!). Thank you! We all appreciate it....well except for the little one who the vet just put on a diet :(

My Shih Tzu is 9 months old and I purchased Embrace insurance before I picked her up as a puppy. I spent a lot of time researching the different pet insurance options and reading reviews. While there are a few companies that look to be pretty highly rated overall, I selected Embrace – and I have been very happy. I decided to include a wellness plan as part of my illness plan since a pup’s first year of life has a lot of wellness visits, and the discount from these costs help offset the illness coverage. After each visit, I promptly received the wellness claim payment. Pup has been very healthy and, much to our surprise, tested for high liver enzymes when getting routine blood work for her spay surgery. We moved forward with recommended testing ($650) and a liver biopsy ($500). Since these were the first illness claims, I wasn’t sure how it would go. Embrace did not disappoint. Since I had already submitted her baseline medical records, the claims were reviewed and paid promptly (2 weeks). During these 2 weeks, I contacted customer support to ensure they had all the information they needed and the representative who took my call was very friendly, explained the “under review” process, and confirmed no action was needed by me. I highly recommend Embrace. It is insurance, you may need it, hopefully you will not. But if you do, it eases the financial burden an illness can create.

My dog Molly has a chronic condition that requires attention about twice a year. Although we follow our vet's instructions and follow a strict prescription diet, we still have flare ups. Our claims are always handled promptly and without question. I highly recommend Embrace for pet insurance.

I have an 11 year ole beagle, who is not only aging, but thinks he is still underdog, and gets himself into trouble. For the past two years he is insured by Embrace, and I only wish that I discovered this insurance carrier earlier. No hassle claims policy and a wellness plan that beats all that I have seen.

All around I really enjoy working with Embrace. Very quick turnaround on claims, checks are always received timely way (and of course that is very much appreciated). My dog means the world to me -- she's FAMILY -- and Embrace helps caring for her needs a very easy and straightforward process. They are a pleasure to work with from start to finish!!!