5
out of 5
POSTED: | BY: Toni Swanson
Great service!
Claim was received and covered in no time and it was during the craziest time of year. Thank you!
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Debbie Duggan
Embrace Was there for Me and Jake
My puppy Jake is very active and gets into everything, When I signed up for the free trial Jake made sure we got started with the claims soon after. He ingested something that made him sick, off to the vet hospital that is when deductible was met. Then a month later he became wobbly in and had many test and hospital stays and then surgery bills came to over $2000 Embrace was very quick and covered the bills 80%. Customer Service was great they actually cared about my dog and a few of them emailed to see how he was . If only people insurance could be that caring and helpful. I recommend Embrace very highly I hope we do not have to make any more claims for awhile but if we do I know Embrace will be there .
5
out of 5
POSTED: | BY: Colleen
Extremely easy to work with
My dog has had a rough first year as far as health goes. She has been poked and prodded more than any animal should for such a short life. Embrace was there for all of her procedures and covered them all without any questions. I highly recommend Embrace for all your pets
5
out of 5
POSTED: | BY: ALS
Excellent Company
I switched to Embrace after having been with another company for a few months and the difference is like night and day. Besides the ability to customize your plan the customer service is outstanding. They have answered every question I've had clearly and were great in explaining my coverage and why certain things weren't covered (unlike the last company I was with). They are super helpful and nice and I appreciate the follow up that they do. You can tell these folks love what they do and love the pets they are taking care of. I wish I'd signed up with them earlier
5
out of 5
POSTED: | BY: Betsy Turvey
Best in all aspects
I have been an Embrace customer for over six years and have coverage for both my Havanese dogs. I did my research before choosing Embrace and feel that they are the best. I have had no issues with any claims and they even covered several chiropractic and acupuncture treatments. My little boy Tucker who is only 5 and a half years old was recently diagnosed with Glomerular Meningo Encephalitis, an autoimmune related inflammation of the brain and spinal cord and Embrace has covered all of the diagnostic procedures and the treatments that he has had so far. He is doing great now but still has more treatments ahead. I would recommend Embrace to everyone who want to purchase pet insurance. Great company and service!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.