Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tarrytown

Outstanding Customer Service

The quick response and professionalism of the Embrace team has been a breath of fresh air. I wish other companies could follow their lead.
5

out of 5

POSTED: | BY: Christine Stewart

Love my Embrace

Very glad this was covered. Honestly I wasn't sure. Regardless, your company employees are so nice and get right on a situation. None of "well we will look into it and call you back stuff." They are so helpful, polite and always make me feel as though I am their only customer.Still waiting on the other two claims. Hoping, but not sure about one of them. I love having a wellness policy too. I should have got a larger one, my fault, but what I have is a big help for sure.
4

out of 5

POSTED: | BY: Chun

A step up from other pet insurance

After previously dealing with VPI who rejected numerous claims, Embrace Pet Insurance has been definitely a better experience. Something worth noting, if you have any questions regarding your policy do call them as I failed to receive any responses.
5

out of 5

POSTED: | BY: Jennifer Snyder

Thank You

Absolutely the best Peyt Insurance hands down!!!
5

out of 5

POSTED: | BY: Lg

My Dog is Insured and Assured

I decided it was time and worth the cost invovled in getting Archer my beloved pug insurance. I provided his vet clinic a copy of the policy. So far, the claim process has been great, seamless has been described by others. I would agree. I will recommend to a close friend as she needs to get her pooch insured.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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