5
out of 5
POSTED: | BY: Michele
Wonderful
Your service has been a blessing. Dealing with a diabetic pet is hard enough. The easiness of claim submittal and processing is wonderful.
4.9
out of 5
Number of reviews 19,934
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zach
Overall pleasant experience
Embrace has worked out great for Finn and I. He has recently had to have a lot of work done but embrace has covered it all with no real questions asked.
5
out of 5
POSTED: | BY: Teresa
Best decision I've ever made for a pet
Get coverage. I tell everyone. And if you don't have a claim don't cancel. I almost did once and it would have been a horrible decision. My baby boy ended up with epilepsy and has had several emergency stays and slot of medicines covered. There are so many people that probably would have had to give him up because they couldn't afford the care. Thank you Embrace for everything!
5
out of 5
POSTED: | BY: Cindy
Thank you!
My dog became uncharacteristically lethargic and wasn't himself so I took him in and they found he had a potential issue with his potassium level which could be a sign of something worse.
You guys paid for all of his tests, ultrasound, blood, urine, whatever it took to get to the bottom of his problem. Thank goodness he is fine and thank you for taking care of this end of it.
5
out of 5
POSTED: | BY: Connie
Completely satisfied
We are very pleased with the coverage and service we have received from Embrace over the past 4 years. They pay claims promptly and keep me updated on the claim status via email. Our precious Lucy has needed a fairly expensive Valley Fever medication for 2 1/2 years, and having Embrace insurance has made that testing and treatment affordable.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.