Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Char

Thank you Embrace!!!

I have had Embrace Insurance for about a year and half now and I have nothing but positive things to say. I have insured my two dogs and have had to use the insurance several times. The process is always so easy and the claims come back very quickly. I have had positive experiences with every employee I have spoken with, and could not be more pleased with their responses. This company is unlike any other I have ever worked with. They truly care about their costumers and understand that your pets are a member of your family. I will stay with Embrace for many years to come!
5

out of 5

POSTED: | BY: Donna

So Thankful I Found Embrace!!

Don't remember how I heard of Embrace, but the little research I did convinced me to trust them. My instincts were spot on...they are wonderful!! We were only two (2) payments into our new coverage when our baby boy was stricken with severe gastrointestinal problems. He was very ill and we were a mess! Very scary and very costly. I can't say enough about the compassion and professionalism we received. They treated us as if we had been paying premiums for years and this was our first claim. Well...we will be customers for the rest of Renzo's life..we pray many, many years. Don't be caught without insurance. Worth every cent! Thank you Embrace!
5

out of 5

POSTED: | BY: Chloe

Pain Free Insurance

My dog got bit by a rattlesnake and had to go to emergency hospital for treatment. I was astounded by the fee. When I got home I called Embrace about what my deductible was (I forgot) and how they would pay the claim. The rep. told me my deductible and that I would be reimbursed 80% of the cost since this is the insurance I had selected. I sent in the claims and days later I got my check. I was so happy with Embrace. No hassle and no pain. I would recommend anyone to this insurance plan.
5

out of 5

POSTED: | BY: henry

Embrace reacts to claims as stated in the contract

Embrace acted in a professional manner to my claim for my puppy Cherish who had a seizure at a little over a year old.This was my first claim. She is on medication with blood toxic level test due to meds which will continue periodly. I highly recommend Embrace to all !!!
5

out of 5

POSTED: | BY: Bruce

Small surgery

I strongly support Embrace not only for offering their Wellness Programs, but also for a very prompt payment for the surgery and Wellness Programs. The customer service is top notch and I strongly recommend their service!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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