Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy Lombardo

Impressed with the speed my claim was processed

After months of research and word of mouth recommendations I chose Embrace and so glad I did. The staff is polite and well equipped to answer my questions no matter what it refers to.
5

out of 5

POSTED: | BY: Nikki

Awesome

Took this insurance out for my lab back when he was a pup. He's now almost 4 and had two major claims already. I cant say enough about Embrace. They are fast to process the claims. I had changed my email a while back and their email bounced back. I was contacted by phone and the young man I spoke to was great, very courteous and pleasant. I would highly recommend Embrace for your 4 legged baby.
5

out of 5

POSTED: | BY: Rachel

I am so glad

I am so glad that I have Embrace Pet Insurance. My Great Dane "puppy" (he is 168 lbs) started limping around and I was stressing because it's the Holidays and money is tight, but then I remembered that I was covered. The whole process with Embrace was easy and painless and I appreciated there kind words when I called in to discuss my insurance. I will refer all my friends to you. Thank you for everything.
5

out of 5

POSTED: | BY: Angelina Koutsos

Always responsive

I have been a customer for 6 years and have always received great service and prompt responses to claims. This specific claim was for laser therapy for my French Bulldog's IVDD. This treatment has provided amazing success for him. I used to have to give him a bunch of pain medication and run to the vet for his pain. Now, he is better that day without pain medication. I couldn't be happier with Embrace, they are always there to help and support us.
5

out of 5

POSTED: | BY: Kay Williams

Thank you Embrace

Thank you for taking such good care of my dog all these many years. It is such a comfort to know that we can give him the very best of care. Embrace is awesome. I have no complaints at all about them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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