5
out of 5
POSTED: | BY: Peggy
Great company to work with!
Embrace has been wonderful to work with. I have recommended Embrace to all my friends with animals
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Heidi
Thank you for doing the right thing
After a long and arduous struggle, in which my Veterinarian had to write a 25 page rebuttal to a claim denial (for a pre-existing medical condition, which did not exist at the time I took out the insurance) Embrace paid the claim.I would like to Thank Embrace for changing their minds and doing the right thing.
5
out of 5
POSTED: | BY: Laurie
Ellie's Ongoing Battle with Soft Tissue Sarcoma
My five year old beagle, Ellie, developed a small bump above her left forelimb knuckle near Halloween last October (2014). I thought it was just a passing bruise or bug bite, until it continued to grow from 1/2 inch to 1 inch in diameter by Christmas.My vet biopsied and diagnosed the bump as a soft tissue Sarcoma and performed the necessary surgery to remove the mass in early February of 2015. Embrace reimbursed the $1200+ claim within three weeks of submission.
The mass has now regrown, and having determined that the cancer has not spread to the lungs, we have scheduled surgery to amputate the left forelimb at the shoulder. Ellie and I are hoping for a happy ending. I thank my Embrace team of health professionals for their timely and continuous support during these difficult times.
5
out of 5
POSTED: | BY: Cheri
Awesome Experience!!
I rescued a dog from a high kill shelter and he ended up fracturing a number of teeth within a few months of getting him. Instead of having the canines pulled by a vet, I was able to get him more extensive help through a canine dental specialist so he could keep his teeth. Embrace paid for his dental surgery and follow up. I can't express how easy and compassionate they were during this experience!!
5
out of 5
POSTED: | BY: Gretchen
Continue to be thrilled
With two rescue dogs and a cat there always seems to be a need for a trip to the vet - tooth removal, foxtails inside the skin, cataract surgery, cactus thorn in the throat. Without fail, Embrace responds quickly and is always helpful. It makes it easier to deal with all those little emergencies - and the big ones. The latest two visits meant more tooth removals and surgery. Took a weight off our shoulders knowing our boys could be cared for without going in the hole.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.