5
out of 5
POSTED: | BY: James S.
Always Great Service!
My recent claim involving my cat,Everest,was handled excellently from start to finish. I recommend Embrace to everyone who has pets! Sincerely,Jim Marotta.
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Heather A
Money well spent
We bought insurance for our puppy as soon as we brought him home. Our friends and family made comments like "it's a waste of money" "you must live your pet more than me" As it turns out, our dog is accident prone and the insurance has already paid for itself. I'm SO happy with Embrace and recommend it to anyone who will listen. After a lot of research on choosing a pet insurance, I'm very happy I went with Embrace.
5
out of 5
POSTED: | BY: Shannon Franklin
Love them!
Embrace has been wonderful! I got the insurance a couple years ago before my cat had any issues. But, she was getting older and I wanted to go ahead and get her covered in case of issues in the future (because I'm crazy about my cat and would do anything or spend anything to take care of her). Just recently I made my first couple of claims because she developed hyper calcimia and we were looking for the cause (turns out it's idiopathic). It has been the easiest most painless process. If only human insurance companies were this easy to deal with!
5
out of 5
POSTED: | BY: Marlo Crowder
Wonderful assurance with Embrace!
Charlie Brown had experienced vomiting, dehydration, diarrhea, and loss of weight as a result of his surgery. This was a very stressful time for me and Charlie Brown, but he is feeling much better now and is back to his playful self. Submitting claims for the illness is super easy. Embrace handled my claims so quickly and with such professionalism. Reimbursement is very fast. I am highly impressed with the personal customer service that Embrace provides via email and/or phone call. Embrace representatives are very personable and reaches out to ensure you are satisfied.
1
out of 5
POSTED: | BY: Elaine Stansfield
Claim decision
Not sure how I am supposed to see the claim decision.The pet in question is now deceased, so you have taken him off the portal.
Also, I have not seen anything in writing about the claim decision.
It would be nice to get some sort of an update, other than assuming that you have denied the claim
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.