Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Toni Sudduth

Claim processing seems to be getting even faster !

I have two English Bullies - of course I have a lot of claims! Even when I have multiple claims they all get quick attention and processing. My checks come even quicker than before!
5

out of 5

POSTED: | BY: Denise

Excellent Coverage!

I obtained Embrace insurance for my dog when she was a puppy. Sadly when she was 2 1/2 yrs old she developed seizures that had gotten so out of control we needed vet ER services several times as well as some visits to a veterinary neurologist. Winnie now requires 3 medications to control her seizures. I have been amazed that Embrace has covered a large percentage of all of these costs, including the medications!!
5

out of 5

POSTED: | BY: Iris Leith

Thank you Embrace Pet Insurance!

Embrace pet insurance has handled my pet insurance claims quickly and professionally each time I've submitted a claim. It's the best and I'm so glad I decided to get it for my sweet Annie. It was a life saver last year when she was seriously ill. I highly recommend it for all pet lovers/owners!
5

out of 5

POSTED: | BY: Bruce Ward

So thankful I have Embrace Pet Insurance

I got this insurance 3 years ago hoping I would never need it. Our dog Brooke tore a ligament and had to have surgery on her hind leg. As you can imagine it has been difficult but the surgery went great and she is slowly recovering. I have never had to file a claim before but expected a difficult long process. To my amazement Embrace helped me get her surgery pre-approved and after the surgery processed everything within a few weeks. Embrace has been so helpful in getting me the forms I needed and explaining the process, thank you so much. I have told the vets and all my pet loving friends about how happy I have been with Embrace, am sure glad I have it. I would highly recommend Embrace, my experience with them was excellent.
5

out of 5

POSTED: | BY: V. Plaza

Great first experience!

My vet recommended Embrace, and I'm so happy with our first claim, which was handled promptly and easily. I've never had pet insurance before, but this makes me wonder why we waited so long!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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