Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: MaryAnn Laudati

Knowledgeable

I appreciate the professionalism of the staff at Embrace. When I talk to anyone, their very patient and are able to assist. I did need some clarification on an email I received, but when I talked to Embrace they were able to resolve it. Thanks for the service! MaryAnn Laudati
5

out of 5

POSTED: | BY: Bing Mu

the best pet insurance there is!

Embrace is really the best pet insurance that you can find. They cover your pet based on the actual bill and basically they cover everything. I have recommended embrace to my friends with pets already and I will definitely recommend it to anyone with pets!
5

out of 5

POSTED: | BY: Patricia Followell

Best decision I have ever mad!!

this was the best decision I have ever made. At one point I almost cancelled because in four years I had yet to use it. Thank God I didn't all hell broke lose the following year. As we are dealing with a rehabilitation vet they have been by my side. I just contacted them and found out that they will be covering her hip replacement when we get that done. This company has allowed me to do what ever I need to do to take care of my dog. There turn around on claims is a week to ten days.
5

out of 5

POSTED: | BY: Kim Barron

Great Service!

My dog required x-rays for lameness in one of her rear legs. I submitted a claim and received an Explanation of Benefits within a couple of months in which Embrace Pet Insurance covered all expenses minus my annual deductible. The process was straightforward and they provided the service they promised. I am very pleased with the entire process.
5

out of 5

POSTED: | BY: Myrto

Couldnt be happier that i got embrace

The best thing i did when i got my puppy 4 years ago was getting embrace pet insurance. Nothing like the peace of mind that whatever happen to my best friend o would always be able to treat. Anything i claimed was always processed in a timely manner, they have excellent customer support. Overall i recomend Embrace without any hesitation.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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