Embrace | Pet Insurance Review

My 7.5 year old Lucy had a bad cruciate tear that came out of no where and it was heart wrenching to see her hop around on three legs. We tried therapy, laser, medication and surgery was our last resort. Thankfully we had both Wellness and Sickness on our policy. Both my husband and I were thrilled with the insurance coverage. Our bills were about $4000 and we were covered at 80%. I called Embrace prior to the surgery and they reviewed my coverage and I was so relieved that I had taken it out. It took less then two weeks for my reimbursement. I highly recommend this coverage and I know that my three babies Lucy, Bella and Tiger are in good hands!

I have only had embrace for about 2 years and my poodle had a sudden issue with his back where he became paralized. The surgery was much too expensive to pay out of pocket. Embrace covered nearly the entire bill and our pup is well again. We wouldn't have been able to do it without insurance.

Sadie had an ACL operation which was very expensive and embrace paid 80%. They have also paid for pain medicine after the operation.

When our puppy was first born I spent a couple of months searching different insurance plans and embrace was the best out of all of them. Other companies have max per lifetime where is Embrace has unlimited lifetime benefits. Also Embrace was the only one I could find that offered not only accident and injury but wellness as well. Every time I have sent in a claim whether it was wellness or illness I have received my reimbursement within less than a week. When I call in for support there is no automated junk to sort through it sends me directly to a live person who is very knowledgeable and answers all of my questions. We wouldn't have been able to get any of our puppy's vaccines, heart worm pills or flea/tick collar if it weren't for the wonderful wellness program. The monthly premium is the best price for the most coverage I found and trust me I did extensive searching before deciding on embrace? I'm glad I did.

Great communication & service from Embrace, I wish my human health insurance was this simple! I had a claim that was questioned and everyone communicated well and our claim was covered!