5
out of 5
POSTED: | BY: Ann
Very satisfied with Embrace Pet Insurance
Always very polite and helpful with any questions I may have.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: JO
Eating stones
Our Aussie, 7 months old, had started eating stones. We did not realize this until one lodged in her stomach. After two visits to the vet, X-rays, barium and a good talking-to, she is now as chipper as ever. Having Embrace insurance took the monetary worry out of the crisis and enabled us to concentrate on the dog. Thank you Embrace.
5
out of 5
POSTED: | BY: Stacy
We love Embrace Pet Insurance!
When my best friend is sick and needs to see the vet, the only thing I want to think about is making sure he whatever he needs to get him back to his old self. It's stressful enough as it is so not having to worry abouy whether I can afford to give him the best of care means everything to me.
Embrace has always been wonderful with approving his claims and reimbursing me promptly. The monthly premium is very reasonable and the insurance has saved me thousands.
5
out of 5
POSTED: | BY: Rachelle
First Claim Went Well
Was feeling anxious over first claim, knowing how convoluted the claims process can be for human insurance but the Embrace team made it super easy and stress free. Also, they seem to genuinely care and they consistently offered their help and assistance when I had questions.
5
out of 5
POSTED: | BY: Paul
Saved my dogs life/my finances
I am so very happy I bought Embrace pet insurance my active three-year-old black lab Smokey was hit by a minibus ACL MCL and hip surgery $9400.
Without pet insurance owner is stuck in the awful intersection of credit limit meets Vetenarian bill.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.