Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl

OMD, Love EMBRACE best thing ever

I purchase Embrace for my Chi and my new puppy Roxie. Best thing ever. I had to have my Chi's teeth cleaned and she had 5 teeth pulled. They paid for the that and the new puppy shots that Roxie had to have under the WELLNESS policy I purchase. We purchased both the WELLNESS and the ACCIDENTAL insurance. BEST thing ever.
5

out of 5

POSTED: | BY: Cathie

Heidi Says Thank You

10 out of 10. Heidi was back at it again. This time she ate a dryer ball - a plastic object with spikey points. Again, Embrace covered a major portion of her vet bill. Thank you Embrace!!!!!!!
5

out of 5

POSTED: | BY: Claudia

Thank you embrace

My last dog in my senior years such a joy to my husband and I. He is 10 years old and Embrace has helped him through cancer and other surgeries and allergies and thyroid problems and thanks to them we have been able to afford to keep him healthy and happy Thank you Embrace!!!
5

out of 5

POSTED: | BY: LInda

Why can't all companies be more like Embrace?

I love this company! They pay promptly, reimbursements are exactly what they promise and their customer service is absolutely phenomenal. My little 5-year-old Sheltie, Milli, limped off the agility field a few months ago and I was devastated to learn that she had elbow dysplasia in both front legs and some signs of back leg remodeling that were causing pain. Rehab vet recommended underwater treadmill, cold laser, acupuncture and chiropractic, all of which are covered under my Embrace policy. I have insured my dogs with Embrace for more than seven years now and though my premiums have doubled over that time, the peace of mind is worth every penny. No dog gets through life without some mishaps. Thank you, Embrace, for being a bright light not only in the dog world, but in the business world!
5

out of 5

POSTED: | BY: Deb

Excellent in every way

I rescued a Newfoundland puppy and not knowing anything about her breeding I wanted peace of mind in case something went wrong. Signing up for Embrace was the best decision ever. Not only did she have knee problems, she had two knee problems requiring remodeling of the leg as well as repair of both criciate. Embrace coverage was exceptional making it easy to focus on daisy's recovery instead of how to pay for the procedures. Like any insurance, you hope you never need it but this one will perform as promised if you ever do.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review