4
out of 5
POSTED: | BY: Eric
Claims
Claims department is very efficient in processing. Embrace gives their customers the most bang for their buck. Great Value.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jill
Wonderful
My dog had an ear infection and required office visit, meds and are follow up visit to the vets.
5
out of 5
POSTED: | BY: Stacie
Best thing we've done for our dogs and family!
This has been the best decision we've ever made regarding our 2 Goldens. Rosie has anxiety/separation/storm issues, so this Embrace covers her medication and bloodwork to be able to stay on the meds. Our other baby has occasional seizures and most recently had a surgery for what turned out to be incredibly serious. There will be on-going testing and procedures, and Embrace is making it possible for us to give Penny the very best care and spare nothing. Embrace keeps us informed as to where they are in the process and our checks have always arrived within 10 days. We are very pleased with Embrace and highly recommend them.
5
out of 5
POSTED: | BY: Kristen
Couldn't do it without Embrace
Embrace was referred to me by a friend who is a vet tech, and at the time I didn't even know pet policies like this existed. I couldn't be happier with the choice to get a policy for my dog Ava.Ava's an adoption dog, and her health history is a mystery prior to my owning her. So I had some hesitations as to how Embrace would handle that.
Embrace has been the best at working with me on covering here medical care. Most recently Ava suffered a bout of pancreatic infection, and the bills were up to 800.00 in two short visits to the vet. Embrace has covered 93% of the visits.
This is just one example of how Embrace has literally saved my dog, and I couldn't do it without them. I continually recommend and will continue to recommend them to anyone I come across.
5
out of 5
POSTED: | BY: Pam
Peace of Mind
Our 9 year old chocolate lab has now developed 3 separate Mass Cell Tumors. When you hear the word Cancer things become very emotional and uncertain. Thanks to having a company like Embrace we were able to have surgery on our girl all 3 times. Without the insurance I am not sure how we could have afforded the care our girl needed. I tell everyone who get a puppy about your company. When you do have to make a claim the process is very easy and I still can't believe how fast I received my reimbursement.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.