Embrace | Pet Insurance Review

My cat Sam was treated for hematoma of the ear. He seems fine now. Embrace covered everything. They were both fast and friendly in settling the claim. Once before, I needed Embrace's help on a claim. It was in the $2,000 range and they took care of it. And at that time, they were also fast and friendly. By far, I think Embrace is the best! And they are so nice! D. Price Hyde Park, Ma.

Mario, diagnosed tumor on rear leg. Upon healing and bandage removal another tumor found on anal gland, first biopsy negative. Second surgery was a little rougher due to him being diabetic and so close to first. Embrace handled all claims expediently and delivered everything advertised and more.

My Black Schnauzer pup 6 months old got into poison and had 24/48 hours to live. Brought him right away to ER and Thank God For Pet insurance. Embrace was able to financially help me with this bill which lasted many visits to a new vet to test the liver, kidney and bladder. He still has bladder issues but I am working with Rumford Pet Center on it which was also a godsend for his liver. I highly beyond highly recommend Embrace #1 for Pet insurance Hands Down. Very good intelligent people who work there great service and they really do care.

I have 3 great Danes, and have had Embrace for over 5 years now. They have always paid claims quickly and efficiently. They cover alternative care without the purchase of an additional rider. They cover office visits. I am a vet tech and I have seen some of the hassles people have with other insurance companies. Beware of plans that do not cover office visits. Often the OV or consult fee at a specialist is the biggest part of your bill. And not only do these companies not cover it, the cost of the office visit does not go towards your deductible. So you have to spend much more than the deductible before they begin to pay. Embrace also pays based on actual costs, not some arbitrary fee schedule. This is very important when comparing policies. Based on a fee schedule, you may get 50% or less of your actual costs, even if you have a 80% policy. Embrace has the best customer service ever. It is easy to get to a real person. Hold times are minimal. Their employees are compassionate and knowledgeable. They are the best!

Our dog had to have shoulder surgery when he was under 1 year old. Thanks to Embrace, the cost of this surgery did not have to be a huge stress for us. Embrace has helped us give him the care he's needed not only for surgery, but also recovery. Bentley still has physical therapy and after our vet submits the claim form, we receive our checks very promptly. No follow-up needed, we get our checks without any hassle...it's very easy!