Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Bruno's Second Bout of Pancreatitis this summer

My yorkie Bruno has unfortunately had to deal with Pancreatitis twice this summer and it was quite a trying time for our family seeing him so sick. He has made a full recovery both times thankfully and we could not be more thankful to have Embrace insurance to cover his needs! The claims process is so simple and the reimbursement for both occasions was so quick that I was very impressed. I have recommended Embrace to several colleagues at work who also now have policies! Again, thank you so much for all that you do at Embrace!
5

out of 5

POSTED: | BY: Kara

Great and easy

We got insurance for our dogs b/c they had a habit of escaping and I knew someday there would be an issue. About 4 months after getting insurance our dog started limping one day. Turns out he tore his ACL. Luckily we had the ortho report approved so he was covered. They were great and easy. Claims are fast and done usually within a week. The biggest headache is remembering to take the claim form with me to the vet. :) Every Lab owner should get this insurance as soon as they get the puppy!
5

out of 5

POSTED: | BY: Shawn

compassionate care

My 12 year old Manx Brando became very ill with vomiting and diarrhea approximately 3 weeks ago. I took him to the vet I had blood test run 4 a diagnosis, changed his food, put him on probiotics excetera. He did fine for two weeks and then became ill once again. I took him to the vet and found out he had cancer I am blessed to have embrace. Thank God.
5

out of 5

POSTED: | BY: Laurie

Best Pet Insurance!!!

Embrace covered every claim we sent promptly & without question. The Customer service was excellent in explaining things to you and all are very helpful. I know without Embrace we would not have been able to keep our Cat with us for as long as we did. Once we are ready to get a new pet, I will definitely use Embrace again. Thank you again for all that you did for us & Sebastian!
5

out of 5

POSTED: | BY: Brenda

Great experience so far!

Petunia is our third dog, we had lost 2 9 months prior to getting her. We felt like our choice in veterinary care had something to do with the passing of our previous dogs. We wanted to have the opportunity to choose any vet but not have to should the cost of better care. Embrace has given us this choice and knowing that we can make decisions about Petunia's care without having to worry as much about the cost is of great comfort. Embrace has offered us an easy and awesome experience.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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