4
out of 5
POSTED: | BY: Dee
great
It has been great. I would make the web site easier to get in to.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rosa
The Filing Prodess Is Very Easy
I always have a pleasant experience filing my pet's claims.
5
out of 5
POSTED: | BY: Ryan
Easy, no hassle, a great decision for our dogs
Embrace was the best decision we made for our dogs. Our small Chihuahua suffered a seizure late one evening. We had to take her to the emergency room and then for a couple follow-up visits. The veterinary office sends our claim forms directly to Embrace, we get the email notice of the claim as well as status updates, what an easy process. Embrace has always been fair, timely and friendly with all of our claims. We are so glad we chose Embrace.
5
out of 5
POSTED: | BY: Dr.
Three years and two cats, and very satisfied
This month completes three years of coverage for my two cats. Right after I got the policy one cat got very sick and I thought I was going to lose him but thankfully he recovered. In the last few months the other kitty has been very sick with multiple issues. In both cases all claims were paid without hassle and reasonably promptly. I am going to renew for year four.
5
out of 5
POSTED: | BY: Sean
Great Company
Our family friend (some call him a dog) tore his crucial ligament and required surgery. I sent a claim form into Embrace to get pre-approved and received approval back extremely fast. The surgery was completed on 9/4/2015 and I submitted the claim form on 9/5/2015. I received the check for reimbursement on 9/14/2015.This $3000 surgery cost me less than $1000 out-of-pocket thanks to Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.