Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina

Big Dog Review

My experiences for my two Newfoundland puppies has been great. They are very prompt with any questions and very friendly. They follow up to make sure everything with my claim is okay. I highly recommend them.
5

out of 5

POSTED: | BY: Laura

Never an issue with Embrace

I have had Embrace coverage for three of my pets for about four years now. There has never been an issue with reimbursement. My claims are processed quickly and accurately. Top notch pet insurance company.
5

out of 5

POSTED: | BY: Daniel

The best insurance ever !!!

I have been blessed to have embrace or I would have had to get someone to adopt my dog since he has had a lot of health issues ,so thank you embrace you are the best !!!
5

out of 5

POSTED: | BY: Glenn

Brilliant!

This is by far the easiest insurance company I have ever dealt with. They are fair, fast and very thorough.
5

out of 5

POSTED: | BY: Joe

Confidence that our four paw kids are protected.

Embrace has been the best investment for our 3 pups! The turn around on claims are unmatched. The best part is that we have peace of mind for when we need access to unlimited resources to tend for our pet's health!Thank you Ebrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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