5
out of 5
POSTED: | BY: lorie
I'M VERY HAPPY TO GET REIMBURSED.
mY DOG NEEDED TEETH CLEANING AND TWO PULLED TEETH. i WAS HAPPY TO GET 90% reimbursement.
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sasha
Always great service!
We have been Embrace Insurance customers for almost 9 years now.First we had our Dachshund, Zuzu, insured since she was a puppy...and Embrace has seen her through a few illnesses and a lot of Wellness claims. Never any hassles. Always quick claims processing. And most appreciated is that Embrace really cares and always expresses concern and best well-wishes for our K9 family members. That's a nice personal touch that sets them apart in my humbled opinion.
Most recently we've added Brady, our Senior rescue Dachshund to our Embrace policy...since we adopted him in Nov. 2014. Brady is in relatively good health however, has had some recent back/spine issues that we are treating. Embrace has covered our illness claims and even his physical therapy, laser treatments, and aqua-fitness. I really don't think there is a better pet insurance company out there.
Embrace is the best and the only insurance we trust and recommend to all our family and friends who have pets of their own.
5
out of 5
POSTED: | BY: Leslie
Severe IBD Diagnosis
My 10 year old dog stopped eating one day and didn't want to go for a run. I knew something was wrong when she didn't want to run. Many days and 3 vet appointments later, she was admitted to a vet specialty hospital and it was determined that her intestines weren't working. 4 days in the hospital, an endoscopy, biopsies, and other tests later, she was diagnosed with IBD. She is home now and her IBD is being managed with strict diet and medications.
THANK YOU Embrace for being there to help me help my best friend and running partner!
5
out of 5
POSTED: | BY: Allen
Amazing
I don't know where to start. My dog suffers from IVDD which is a disc disease in dogs. My dog had to undergo emergency surgery to repair 4 discs in his back and Embrace was always there to support us. I'm recommending them to everyone. Love your pet and treat them like your child and pay a small monthly fee because you never know what is going to happen, you may need embrace one day!
5
out of 5
POSTED: | BY: CDC
Fantastic coverage and service
I have been extremely pleased with this coverage. Communication, EOBs, and reimbursements have been timely and everyone I have dealt with has been extremely polite and friendly. I would certainly recommend this company to others.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.