Embrace | Pet Insurance Review

I'm a dog owner who is pretty overprotective when it comes to the care of his baby, so it was a huge shock when mine began developing some pretty significant orthopedic issues seemingly overnight. We went from seeing the vet ever so often for vaccinations and wellness checkups to being in a doctor's office every other day for x-rays and consultations and surgical planning meetings.....during scary times like that, you're not even thinking about the money, or the insurance coverage if we're being frank; you're just thinking about getting your animal back to better than normal. Embrace stepped in right as things started to get hectic and really put my mind at ease. BEAT me with paperwork i needed taken care of, made calls in my stead...My process isn't fully done with my little one; there's still a surgery or two to be had before she's all better, but Embrace is making it all manageable. All hoops are easy to jump thru with their assistance. Thanks for everything, y'all.

Easy process with email updates and a helpful online portal!

4 months ago we got our new puppy, after losing our last boy to kidney disease. I was very concerned about getting a new pet after all the sadness of our last experience (not to mention the medical costs which weighed heavily on our family)But happily Embrace has given me peace of mind! Our boy Captain has used his Embrace 4 times already for well visits and 2 GI incidents. One visit cost us $1400 and embrace covered everything but our deductible! I love you Embrace! You've made it possible for our family to own a pet again without the stress of financial ruin. (and submitting a claim is the easiest thing I've ever done)

When we became happy parents of a precious Chihuahua pup, I decided I never wanted to be in the heart-breaking position of not being able to afford to get her treatment for a serious accident or illness. After seeing the excellent online reviews for Embrace, I decided to give it a try. I really loved that we were able to design our own insurance plan. I chose "accident, illness, dental and prescription" coverage with a $500.00 deductible, 80% coverage after that and a $10,000 max yearly pay out. We signed up when our baby was less than two years old for a yearly premium of around $250 - $300. Now that she is a more "mature" lady of 11, our yearly premium is about $475 but it's still tons less than human health insurance and well worth it for the peace of mind it gives me! In the past year I placed some claims for allergy testing/treatment and having some skin growths removed, which they covered with no hassles. Their agents have always been friendly and informative and they had a check in my mailbox within a couple of weeks! I often tell people that our dog has better health insurance than WE do! And, at least when it comes to the yearly premium and deductible, it's true! I have highly recommended Embrace to a number of friends, family and even strangers I've met at the vets. Two thumbs up Embrace!

I was that guy, paying for pet insurance for years, hoping I would never need it, but hating myself for paying for it for so long in the event I never used it. Unfortunately, I did have to use it when my 10.5 year rottweiler was diagnosed with bone cancer, and Embrace really stepped up and did what they promised they would do. No hassle, no nonsense, just did what I expected them to do. In the world of insurance, it's rare to have that level of service, and I'm extremely grateful that I can have a little peace of mind when I need to give my dog the care she needs. Thank you Embrace.