5
out of 5
POSTED: | BY: Patricia
Great!
My dog has home. Embrace has been great covering all of his medical bills. I don't know what I would do if I did not have
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: S
Outstanding service and coverage.
My 10 year old dog developed diabetes this year. With the Embrace coverage I have, I am able to continue to buy the supplies needed and have the numerous vet visits covered while both my dog and I deal with her disease. Claims are reviewed promptly and payment is quick. Highly recommend Embrace for all other pet parents out there considering insurance options.
5
out of 5
POSTED: | BY: Susan
Truly exceptional Cust Svc, Fast claims processing
We added our 2nd Newfy onto our plan since we've already had 7 years of great experience with Embrace covering our first babybear. The increased age limit for illness claims is just amazing and so appreciated. Always fast turnaround, less than 1 week time with our claims processing. The myEmbrace website had fantastic UX - ability to upload claims forms & docs right from your computer when you log in, instead of antiquated faxing. Will never use another health insurance for our family.
5
out of 5
POSTED: | BY: Leslie
Great &prompt claim processing
Love Embrace, I have had it since my baby was 6 months old. Having Goldens in the past w/o insurance can get expensive, so looked into insurance from the beginning. Never regretted for a moment going w/Embrace. Prompt & courteous customer service, & a really good amount of items covered. Its great knowing its there...
5
out of 5
POSTED: | BY: Erik
Professional Organization
The mark of any good insurance company is a fair review, quick response time and reimbursement timely. Embrace has consistently has done all with my claims submitted during my time with them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.