5
out of 5
POSTED: | BY: Mickey
Its comforting to know we are covered.
When those unexpected illnesses or emergencies arise, it is nice to know we are covered for the visits and the medications
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William
excellent service
my dog had emergency surgery after a blockage was discovered in her stomach. the surgery and after care was over three thousand dollars. my claim was processed quickly and i received a check in a couple of weeks. no back and forth, not begging for something to be covered, embrace just paid it. i'm super grateful and cannot speak highly enough about how great the communication was and how promptly everything was handled.
5
out of 5
POSTED: | BY: Anthony
One of the Smartest Things I've Ever Done!
I adopted my first rescue in December 2014. she was 1 1/2 years old Puggle at that time. When I took her to the vet for a check-up, the clinic suggested that I consider Embrace Pet Insurance. I did and have not regretted that decision for one moment! Fortunately she has been a healthy little girl. In August 2015 I adopted a second rescue. Another little girl, a Beagle mix, 2 1/2 years old. We discovered that this little girl had a broken canine tooth and several other fractured teeth. She had to have a root canal on the canine tooth and three fractured teeth pulled. The cost of this dental work was over $1000.00. Embrace pet insurance reimbursed me well over half of the amount for the dental work. This past August my second rescue (the same little girl) developed a bone infection in one of her toes on a hind paw. The infected toe had to be amputated. The total cost of her treatment was well over $1300.00. Again Embrace Pet Insurance was there and reimbursed me almost the total cost of her treatments. I would never, ever consider having a pet without pet insurance and my pet insurance of choice is Embrace!!
5
out of 5
POSTED: | BY: Kristie
Best decision ever!
We have a Dobby/Shepard mix and he is wild! When he was almost 1 year, I changed his insurance over to Embrace. You would think being young that's we would have no issues, right? Well, appearantly our boy like to injury him and has tried mushrooms. Embrace was fabulous! No issues what so ever! They took care of the claims in a timely manner and most importantly, they have not cancelled is! Lol!
Thank you, Embrace for always being there and giving us a peace of mind.
5
out of 5
POSTED: | BY: Michael
Excellent service
I file all my claims via email and they are processed quickly and accurately.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.