Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,342

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna M

Thank Goodness for Embrace, Life Saver

Our dog tore his ACL and Meniscus. We had to have surgery to correct the problem. Embrace was wonderful in answering all my questions and concerns about the claim process. Our fur baby had his surgery on 11/9/16, we submitted the claim on 11/14/16 and our claim was completed on 11/21/16. Payment is on the way. It was fast and easy. We thank goodness everyday that we purchased insurance for our two dogs. We also purchased the Wellness coverage. Highly recommend this. It covers required immunizations, etc.
5

out of 5

POSTED: | BY: Ieisha

Amazing Company

Embrace Pet Insurance was recommended to me by a friend. Trusting their judgment, I went with Embrace and I could not be more pleased that I did. We rescued a kitten from an animal sanctuary and had him checked out and started our insurance policy with Embrace. A few months later, our kitten started to show signs of weight loss, loss of apatite and was very lethargic. We took him to our vet only to have him diagnosed with FIP and instructed to have him euthanized. We followed the Vet's advice and later filed the claim with Embrace and they could not have been more helpful and understanding during this difficult time. We are very touched by their compassion and careful handling of our loss and the subsequent claim. Thank you!
5

out of 5

POSTED: | BY: Matt

Paid claims after only having policy for 2 months

Had the policy for 2 months and they paid the claims over 7K$. She passed away so its not like they will get any more premiums out of me, but I will sign the other 2 cats up.
5

out of 5

POSTED: | BY: Gioia Russo

I couldn't be more pleased with Embrace Insurance

Insurance benefits can be specified according to your needs. For example, deductible amount, and wellness and/or accident/illness insurance.
5

out of 5

POSTED: | BY: Rose Howard

Thank you so much, we love our pet insurance!

We've had this insurance since we first got our furry baby almost 7 years ago. This summer/fall our pup was experiencing mobility issues and pain. Our vet recommended a treatment for her knees that has a good percentage of helping her. We decided to go for it, and so far she is definitely happier. Embrace not only helped us pay for it, but allowed us to make a choice based on her needs, not our pocketbooks. We recommend this insurance to all of our pet loving friends. They are prompt, easy to work with, and reliable. Thank you Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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