5
out of 5
POSTED: | BY: Patsy
Excellent Service
Claim was handle without any problems.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Jacqueline
Not Happy Lately
Wait until next year English Bulldog. They were great in the beginning but when your insurance renews they might denied your claims. Citing that it's a preexisting condition.I am so upset with the service lately that I'm thinking about canceling but our cat is getting older. Every time I submit a claim it's denied because of a preexisting condition (grass allergy). We tore out our grass and put in pet friendly fake grass and our poor puppy's still itchy. She's on expensive prescription food and on a medicine called Apoquil now. She is doing great for the first time in 2 years. Of course, that vet diagnoses and Med claim was denied. They even denied a claim when she was stung by a bee and went into anaphylaxtic shock. Stating it was because of her grass allergy. They have been wonderful up until this year. Whats up Embrace?
5
out of 5
POSTED: | BY: Cody
Wonderful!!
Embrace was wonderful in dealing with my claim. I was impressed by the ease of submitting the claim and the almost instant follow-up that I received letting me know the status of my claim. Both the excellent communication and user friendly website make the process simple. Being in the medical profession myself and dealing with insurance companies on a regular basis I can honestly say you will never find a human insurance company (and possible pet insurance company) as helpful as Embrace!
5
out of 5
POSTED: | BY: Mark
Very happy with Embracs
I have an added wellness plan for my cat, Buddy. Embrace has always been courteous and prompt in approval and reimbursement. It's been that way for the almost three years that we've had Buddy. What more could I ask for? Great company.
5
out of 5
POSTED: | BY: Allie
Refunds for chronic conditions couldn't be eaiser
We've been dealing with a serious, chronic condition for the last year and Embrace's handling of the claims could not be easier!! For example, another routine cancer check resulted in a very large bill on a Friday. The hospital submitted the bill to Embrace later that day and I had the EOB the following Friday. All covered. No questions asked. And this was over a holiday weekend too! I can't thank Embrace enough for giving me one less thing to worry about so I can put that extra worry towards my dog :)
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.