Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: gail

Thank you!!!!!!!

The best financial decision in acquiring EMBRACE for my two dogs. Quick refunds, easy paperwork filing, no hassels, and peace of mind in providing great healthcare for my two dogs.
5

out of 5

POSTED: | BY: Libia

THE BEST!!!!

I learned my lesson concerning Pet Insurance years ago with our first beloved Rottweiler! When we rescued our second, I compared insurance companies and chose to go with Embrace. What a blessing! We've been with them ever since 2002, and will never change! We've continued to adopt Rottweilers, and our last sweet baby had stomach problems his whole life. Again, Thank the Lord for Embrace! Our latest baby seems very healthy, but it's so worth it to have Embrace in our corner! I have recently added the prescription coverage to our policy, at a very reasonable price! Aside from the fantastic insurance they provide, their customer service and personable assistance is something long gone in today's world. They're wonderful - and it's clear that they LOVE ALL ANIMALS!!!! THANK YOU EMBRACE!!!!
5

out of 5

POSTED: | BY: Andrea

Reimbursement

Great and so quick turnaround. Best pet insurance ever!
1

out of 5

POSTED: | BY: Al

Terrible service

My 6 month old Chocolate Lab had to go into the vet after eating pizza dough. The claim took over 3 months to resolve, and after Embrace put several waivers that my dog was no longer covered under including several she has never been seen for due to "possible pre-existing conditions". She is 6 months old! She has no pre-existing conditions! When I called Embrace they were unhelpful and said there is nothing they can do, as long as she never goes to the vet for 12 months it will be fine. Joke of a company. Avoid.
5

out of 5

POSTED: | BY: Vicki

Extra Wellness Checkup

My 6 y/o healthy, spayed, playful black lab mix slowly became overweight (on a strict controlled diet), sluggish, constantly panting even without exertion, and just seemed "different". My human medical background immediately kicked in with "metabolic disease". We ran a complete chemistry panel, poop check and physical exam. All were A-Okay. Embrace issued my reimbursement less than 10 days after claim submission. Now I have a happy, thinner, crazy playful dog and my granddaughter gets her new computer for hi-school. Why can't human corporations be this caring and compassionate? Love U, Embrace Team. Sincerely, Voodoo and caregiver
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review