Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leslie

Best pet insurance ever

Before we chose Embrace, I did a lot of research. Embrace came out on top by far. They are VERY easy to reach and submitting a claim is a snap. The staff is very well trained and has prompt responses to claims. I have not had one single issue with them. We have had their insurance for many years, and intend to do so for many more!
5

out of 5

POSTED: | BY: N.

Happy Camper

This is the first time we had pet insurance for our dog. We are pleased with the results how Embrace handled our dog's injury.
5

out of 5

POSTED: | BY: Pat

So far, so good...

I just enrolled my puppy with Embrace, and have submitted a Wellness Claim. The claim was processed promptly and I am pleased with the service and customer service, as well.
5

out of 5

POSTED: | BY: Terri

Excellent company!

Best thing we did was to select Embrace for our dog's insurance. Customer service is great and the coverage. Our dog has been insured by them her whole life (now 8 years old) and we couldn't be more pleased with the company and the staff.
5

out of 5

POSTED: | BY: Derrick

Good service

Our little girl broke her leg and they stuck by us through it all. Very easy to use and customer friendly.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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