5
out of 5
POSTED: | BY: Stacey
Great Value, excellent service, no surprises
This company is fabulous! Very easy to use. Website is user friendly and all comprehensive!
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lisa Telzrow
Never worry about getting care for pet with Embrac
I am so pleased with Embrace. When my dog Chloe needs care I dont have to worry about how I am going to give her the best, I know I can with Embrace. Wether she needs to go to the vet or emergency room I never have to worry about how I can afford It. Without that hanging over my head, I am able to get for the best care possible. Embrace employees are extremely friendly and efficient in answer any questions. I have never had a problem . I have had them for two years and recomend them every where I go.
5
out of 5
POSTED: | BY: Laurie Wright
Happy
So glad my vet is offering this service. So easy to sign up and submit claims.Loving this service so far.
5
out of 5
POSTED: | BY: Steven Frick
Nothing but the best!
Helped me over the phone, online, someone was always there when I needed them with the information.
1
out of 5
POSTED: | BY: Nicole Cleary
WORST COMPANY EVER
I recently took my dog into the vet for lethargy where he was diagnosed with a heart murmur. First time he has had to be to the vet in years. They diagnosed him right then and starting him on meds. Because I didn't take him in to be seen before the had an issue they classified this as a "pre-existing" issue and will not cover any of the meds, services, ect. So I pay a monthly premium on him for NOTHING since I didn't have him looked at before he got sick. This is a scam to get your monthly payment and then not cover anything. My other dog had to get a ortho scan done and I had it done and then one month to the day I was told I had to do it again cause they rewrote my other dogs policy. So they wanted me to go back to the vet, pay another $68 to have the same exam I had just had done one month earlier. I don't recommend this company and will make sure to put this out all over social media. To all my friends and dog clients.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.