5
out of 5
POSTED: | BY: Andrea
Claim Processed Very Quickly
Great pet insurance company!
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amy
On their game
We adopted a rescue dog almost one year ago and knew we needed insurance as we had so little info about her. Went with Embrace on the recommendation of a friend and am so glad we did. Have submitted several claims after various gastro-intestinal issues and they are paid promptly and without question. I especially appreciate the email notification I get when they receive the claim as well as when it's been approved. More efficient than my human insurer !
5
out of 5
POSTED: | BY: Nancy
Very good company so far!
I purchased pet insurance with some trepidation and had my first claim after 3 years when my basset hound mix was recently diagnosed with bladder cancer. The vet school recommended a combination of chemo, targeted radiation therapy and NSAID drug therapy. I'm happy to say that Embrace has covered it all promptly! My only recommendation to others is to think carefully about the coverage amounts you choose. I thought $5000 for my very healthy dog would be sufficient, but his bills will likely amount to closer to $10,000! Still, I'm satisfied with Embrace.
5
out of 5
POSTED: | BY: Mike
Excellent Service
Reimbursements are easy and fast. Communication is excellent. This should be your pet Insurance.
5
out of 5
POSTED: | BY: Elizabeth
Good service
Good service all the way around.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.