Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

Two Thumbs Up for Embrace Insurance

Unfortunately, we have had to submit several claims regarding our German Shepherd, Cessie. But fortunately, Embrace has responded promptly and courteously. Embrace is, in my opinion, second to no other pet insurance company.
5

out of 5

POSTED: | BY: Barbara

We love this company!

For peace of mind, efficiency, and caring this is the best company around! Even though our dog is only a puppy we have had multiple claims already ranging from baby teeth not falling out to lameness and the beginning stages of hip problems. All of our claims have been reimbursed very quickly...and whenever we have called, we get friendly efficient service and the Embracer really seems to care about our little one's health. We love this company. It's worth every penny.
5

out of 5

POSTED: | BY: Kim

Great Pet Insurance

I am so pleased with the service and care from this company. I have a very sick cat and the claims service has been very smooth and easy. The Vets caring for him love using Embrace because they are so easy to use. In addition I have lost a couple of pets and when I notify them they are so caring and really go above an beyond.
5

out of 5

POSTED: | BY: Sandy

Embrace is the best

My OESD had a bad year - not too serious tho. A tick disease plus a hematoma in his hear. Everything is back to normal. Having Embrace was a blessing that helped me through each of the incidents.
5

out of 5

POSTED: | BY: Bubba

Excellent Service, Fast Claims Processing!

I've never got insurance for a dog before but after 3 emergency vet visits, I can say Embrace was definitely worth the investment. Embrace processed the claims and sent a check within a week, way faster than I would have imagined. I definitely recommend Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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