Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nona Switala

Exceptional

Since June we continue to endure diagnostics and physical therapy in a effort to discover cause, diagnosis, and treatment to avoid expensive painful surgery. Embrace has been faithfully supportive during this frustrating period. The dictionary fails to provide adequate superlatives.
5

out of 5

POSTED: | BY: Jean Leavy

Couldn't take care of my dog properly without thi

My husband says we have a "million dollar dobie", and he's right. Embrace has reimbursed us for:1- arthroscopic shoulder surgery,2- extensive post-op physical therapy, 3-emergency, life saving surgery for GDV (bloat), 4-physical therapy and veterinary chiropractic care for Wobblers. So our beautiful 7 year old doberman is fine.
5

out of 5

POSTED: | BY: Silvia Giorgini

Great service

I highly recommend pet insurance. Their service is fabulous. Anytime I had a problem they have always being extremely healthful and quick in there claim processing. I already talked with many people about your fantastic service. Keep it up you are the best.
5

out of 5

POSTED: | BY: Donna Daneke

Thank you.

My dog, Gulliver, began vomiting shortly after midnight on a Friday night and continued to vomit every hour through the night. I brought him to my vet the following morning and they took xrays and gave him an anti-nausea injection. My vet advised me that if he continued to vomit, I should bring him to the emergency clinic since my vet's ffice was closing at noon on Saturday. Gulliver continued to vomit so I brought him to the emergency clinic where more testing was performed. Neither vet was able to conclusively state what caused the vomiting but Gulliver is fine now. This was my first time requesting reimbursement on my policy and the folks at Embrace processed my claims quickly and efficiently. I was/am very pleased with their service. Gold star, Embrace!
5

out of 5

POSTED: | BY: Lori

Response

Claims are handled immediately and are easily submitted and searchable on your account
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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