Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daniel

Professional Help for Your Pet's needs.

We recently rescued a senior Golden Lab, who would be in need of some veterinarian Services. We turned to Embrace based on word of mouth of our neighbors. This was best decision I could have made. The people at Embrace are caring and empathetic humans who sincerely,I believe, love animals and the humans that care for them. Always helpful.
2

out of 5

POSTED: | BY: JIM

NOT HAPPY

THIS IS 2ND YEAR IN A ROW,THAT YOU HELD UP MY CHECK .IT WILL BE THE LAST!
5

out of 5

POSTED: | BY: Barbara

Excellent Service

We have been "Embraced" for 5 years for our two Springer Spaniels. We have been beyond satisfied with the fast turn-around on claims. The personalized claim form is perfect, and our vet simply faxes it in, and I receive an email the following day --- and the check soon thereafter. Great Insurance for our pets.
5

out of 5

POSTED: | BY: Carole

Great hassle free Insurance

Never had a problem. Claims paid quickly. Love this insurance. I k ow Puckett is in good hands.
5

out of 5

POSTED: | BY: Waqas

Amazing. Embrace was the best decision I've made.

Caring, gracious, helpful folks who've always been a pleasure to work with and who've never let me down in helping care for my dog. They literally changed our lives. Thanks!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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