5
out of 5
POSTED: | BY: Douglas
Excellent
Embrace has been first class in their level of service and understanding. Highly recommend.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dorothy
Great Insurance For my Pets
My Newfie was limping and was rushed to emergency room.(Bone chip left hip ).There was a recheck at our local vet, and now our dog is stabilized on meds.Our claims were handled very quickly and smoothly.I would highly recommend EMBRACE !
5
out of 5
POSTED: | BY: Avril
Surprised and relieved
My dog was attacked by two other dogs and was really hurt. We went to traditional vets and they ended up medicating and sedating him for pain and intermittent lameness. He just grew more ill. We went to a holistic vet for alternative care. She helped our dog with acupuncture, laser therapy and counseled us in a clean, homemade diet for our dog. He's come a along way. He's leaner and the holistic vet has gotten to the root of the dog's problem and is treating it. He's mending, more mobile and happier! We were really shocked when we submitted our vet bills to Embrace and they were quickly approved. It's made the treatment he needs accessible and affordable. We are very, very happy with our pet insurance!
5
out of 5
POSTED: | BY: LisaLarsen
Best pet insurance
I tried other pet insurance brands but am so glad I switched to Embrace. They're coverage is more comprehebsive with better coverage. My cat Hershey is able to stay healthy and I get a great return of funds. Premiums are reasonable and they are quick to send money back. I highly recommend Embrace!
5
out of 5
POSTED: | BY: Beverly
Pleasantly surprise on how fast Embrace Claim are
My 12 week old puppy went for a wellness visit ( vaccinations). My vet sent in the claim along with the Vet notes from his last visit. I received an email from embrace on 7-5-16 saying to allow 5-10 business days for my claim to be process and on 7-8-16 , I received another email that my claim is complete and my check has been mailed. They covered the entire claim. I did a lot of research on different pet insurance before I choose Embrace and I am so happy that I made the right choice.I highly recommend Embrace pet insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.