5
out of 5
POSTED: | BY: Karen
Wonderful
Really love my coverage for Toby
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: R.
An insurance company with a heart
I can't say enough about my experience with Embrace. The customer service is stellar and everyone there seems to truly care about the people and pets they serve.
Unfortunately, this year my little guy, Bodhi, has had his fair share of vet visits. Most recently, he had an unpleasant reaction to a vaccine. My claims adjuster, Amanda, was absolutely incredible.
She kept me abreast of everything that was happening and went above and beyond to ensure my claim-filing experience was as hassle-free as possible. When some clarification was needed regarding the vet's diagnosis to fully process my claim, she contacted him personally to ensure she had all the details she needed to keep things moving forward.
Embrace is one of the best investments I've ever made.
5
out of 5
POSTED: | BY: Carly
Best Pet Insurance
Embrace is amazing! I highly reccomend Embrace to all animal lovers! The insurance is great! It has covered everything I have expected it to cover and more. Embrace staff are kind and always available when I've had questions. They reimburse in a timely fashion and they show true compassion for animals! I am so happy I chose Embrace!
5
out of 5
POSTED: | BY: Jamie
Embrace saved my dog
My wonderful dog has been insured with Embrace since we got him. After 6 years, he had his first illness/accident claim and it was a big one. Embrace was with me every step of the way from my first phone call to getting the claim paid. They offered to help the vets file the claims and they even checked on me and my dog a week later. Without this policy, I'm not sure I could have spent the money to save my dog.
5
out of 5
POSTED: | BY: Judith
Superb
Having had sick dogs and high vet bills in the past, I bought insurance for this dog on the theory that carrying an umbrella keeps away the rain. Alas, this dog too has had to deal with a series of illnesses, including allergies and infections. Embrace has covered claims promptly and cheerfully every time without question. I would highly recommend this company to anyone.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.