Embrace | Pet Insurance Review

I have had 4 cats and 1 chihuahua Embraced for several years. Embrace has been very fair and always processes the claims quickly. Recently my special older cat Hobbs became quite ill. I had the peace of mind to be able to take him to a specialist and receive the best care I could provide. Unfortunately he passed from his sudden illness. Embrace has processed his claims quickly and efficiently. It has been a tough time but getting his claims paid has not been an issue at all. Now my cats are all seniors and so is my dog. The costs would be overwhelming if I didn't have pet insurance. They've never let us down from UTIs, bladder stones to mast cell tumors and liver biopsies. Can't thank your team enough!

Horrible experience. 15%premium increase each year. Each Time I need to spend extra time to disagree with their claim decisions. I'm not sure how they concluded pre-existing conditions. It's not clear. I will never use the company in the future. This was my bad mistake.

Claims are handled quickly, friendly service. Can't say enough good things about this company. Love that you can purchase the Wellness Plan along with accident/illness Plan.I always recommend Embrace to any pet owner searching for pet insurance.

We truly love embrace pet insurance and would highly recommend it to anyone. we have 4 fur babies, 3 of which are with Embrace (2 dogs and 1 cat) and one of the dogs developed diabetes 3 month after signing up with Embrace and they have paid every one of our claims without missing a beat. Going into our 2nd year now. I don't think twice when my vet feels we are off on the diabetic treatment to suggest a test, a glucose check because I know we are covered and its the BEST for my pet. My vet contributes our well being as a diabetic to embrace because I can care much better for my pet knowing we don't have to worry about cost and it shows in his treatments and outcome so far!! I have many times, where I make the initiative with my vet to run a certain test just to make sure we are on level just because I know we have insurance and I'm gonna be ok. I never think twice if my pets need any kind of treatment because I know with embrace on my side we are the best team for my pets and I can go to sleep at night knowing in their little world everything will be ok no matter how big or little of a problem will arrise. Such a lifesaver, timesaver and peace of mind for a very little cost. Oh and I love the personalized phone calls when I need to talk to someone about our account, just amazing!!! By far the best and only the best is good enough for us and should be for you too!! 99% of my claims have been handled in under 24/hr with reimbursement in my checking account within 24/h after that... !!

Embrace has been extremely helpful in taking care of our little friend. I especially appreciate that an actual person writes the result of your claim in the "Claims Portal". You can directly contact that individual if you have questions and their response/claim processing time is very fast.